My mortgage calculators are designed to help you answer the most important questions surrounding your mortgage planning and we have organized them by transaction type.

For a demonstration of how each calculator works, click on "View Video Demo” after opening and I will talk you through how to use each tool to its fullest.

Purchasing

1. "How much can I qualify for?" - This tool takes your basic financial information and uses it to forecast the maximum mortgage amount you can qualify for.

2. "What is my mortgage payment?" - This calculator lets you play with different mortgage features and combinations.

3. "What are my closing costs?" - This one-of-a-kind calculator will give you a reasonable estimate of what your closing costs are likely to be.

Refinancing

1. "Where does my money go?" - This basic budgeting tool helps you get a picture of how you earn money and how you spend it. It is a useful step, even for experienced borrowers.

2. "How much can I save by refinancing?" - Use this tool to calculate how much money you will save by refinancing into a mortgage with a lower rate (payout penalty not included).

3. "What is my estimated payout penalty?" - This calculator will help you estimate what your early payout penalty is likely to be.

4. "How much can I save by consolidating my debts into my mortgage?" - Use this tool to calculate how much you can save by combining all of your debts in to one consolidated mortgage loan.

Renewers

1. "How much can I save by renewing with a different lender?" - Use this tool to calculate how much money you will save by renewing with a different lender at a lower rate.