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Mortgage Poll

Which way do you think interest rates will trend in the next 6 months?

Up more than 1% - 8.5%
Up slightly - 27.3%
No change - 42.4%
Down slightly - 14%
Down more than 1% - 2.3%
Don't Know - 3.5%

Total votes: 1727
The voting for this poll has ended on: April 29, 2016
Integrated Mortgage Partners - GTA - Toronto

If you're thinking of refinancing your mortgage, some good, unbiased advice can save you thousands of dollars. The first step is understanding the true cost of your refinancing transaction which includes prepayment penalties, legal fees and high-ratio insurance (if applicable). The next steps will vary according to the purpose of your refinancing loan but they will be integral when customizing a product and interest rate that is ideally suited to your individual profile.  

I am passionate about sharing my knowledge, experience and unbiased opinions with borrowers who are looking for a trusted advisor to help them with their refinancing transaction. 

To that end, I offer you the following tools, blog posts and articles to assist you in your research. If you like what you see, hear and read, I welcome you to contact me to discuss how I can help you design a mortgage that is customized to fit your specific profile.

Here Are My Most Relveant Blog Posts

And These Blog Categories May Also Be Of Interest

Borrower Beware

Product Commentary

Mortgage Market Updates and Commentary

 

Here Are My Mortgage Calculators for Refinance Transactions

My calculators are designed to help you answer the most important questions surrounding your mortgage planning. For a demonstration of how each calculator works, click on "View Video Demo" after opening and I will talk you through how to use each tool to its fullest.

1. "Where does my money go?" - This basic budgeting tool helps you get a picture of how you earn money and how you spend it. It is a useful step, even for experienced mortgagors.

2. "How much can I save by refinancing?" - Use this tool to calculate how much money you will save by refinancing into a mortgage with a lower rate (payout penalty not included).

3. "What is my estimated payout penalty?" - This calculator will help you estimate what your early payout penalty is likely to be.

4. "How much can I save by consolidating my debts into my mortgage?" - Use this tool to calculate how much you can save by consolidating all of your debts in to one consolidated mortgage loan.

If you found these tools useful, I also recommend that you try my Financial Calculators.