August 17, 2020
In this week’s post I want to focus on a strange and controversial letter that CMHC’s outgoing President Evan Siddall sent to 100 lenders last week.
Posts from the ‘evan siddall’ Tag
- Filter by
- Categories
- Tags
- Authors
- Show all
- All
- Monday Morning Mortgage Rate Updates
- First-time Home Buyers
- Borrower Beware
- Opinion
- Product Commentary
- Tax-deductible Mortgages
- Mortgage Rule Changes
- All
- Mortgage Rates
- First-time home buyers-advice
- Mortgages
- fixed rate
- variable rate
- mortgage
- 5 year fixed rate mortgage
- advice
- Opinion
- fixed rate mortgage
- HELOC
- First-time home buyer
- mortgage advice
- hybrid mortgage
- line-of-credit
- matrix mortgage
- mortgage financing
- readvanceable mortgage
- Home purchase
- First-time Home Buyers
- home buying
- advice for buying a home
- interest rates
- safe mortgage
- mortgage commentary
- ten-year mortgage
- interest rate protection
- credit score
- improving credit score
- low credit score
- mortgage renewal
- renewal advice
- interest rate
- renewal offer
- variable rate mortgage
- floating rate mortgage
- fixed vs. variable rate
- mortgage refinancing
- refinance
- loan refinance
- renovation loan
- debt consolidation
- interest rate forecast
- defaltion
- inflation
- economic forecast
- mortgage payments
- weekly payment
- bi-weekly payment
- monthly payment
- accelerated mortgage payments
- mortgage contracts
- mortgage fine print
- prepayment penalties
- mortgage conversion rates
- mortgage charges
- mark carney
- Bank of Canada
- green living;rebates;mortgage advice;retrofit;ecofit;ecoEnergy retrofit program
- mortgage penalty
- fixed-rate mortgage penalties
- mortgage penalties
- mortgage penalty calculation
- canada mortgage penalty
- first-time home buyer advice
- mortgage insurance
- mortgage life insurance
- bad insurance
- post-claim underwriting
- fixed or variable
- CMHC
- mortgage default insurance
- high-ratio insurance
- Genworth
- AIG
- Home buyer
- closing costs
- what are closing costs
- closing cost calculator
- cottages
- recreational properties
- cottage financing
- second properties
- vacation property mortgage
- interest rate commentary
- liquidity trap
- economic commentary
- Applying for a mortgage
- GDS
- TDS
- debt service ratios
- income test
- gross debt service ratio
- total debt service ratio
- mortgage market update
- interest rate advice
- reverse mortgage
- reverse mortgage rates
- reverse mortgage advice
- reverse mortgage commentary
- reverse mortgage financing
- mortgage deal
- low mortgage rates
- deal of the week
- best rates
- house prices
- market commentary
- low interest
- is now a good time to buy?
- rising rates
- lower house prices
- rental property investing
- mortgage interest rates
- investment property mortgage
- hidden value
- low interest rates
- investment property advice
- mortgage budget
- how much can I afford
- financing your mortgage
- how to budget
- mortgage financial plan
- tax-deductible mortgage
- the Smith Manoeuvre
- mortgage strategy
- tax-deductible mortgage interest
- market update
- forecast
- economy
- compounding
- leverage
- TD mortgages
- Collateral mortgage
- mortgage charge
- mortgage registration
- Mortgage financing condition
- Waiving financing condition
- Financing condition
- Purchase questions
- Mortgage pre-approval
- Pre-approval
- housing bubble
- US housing bubble
- Canadian housing buble
- lending
- mortgage fraud
- mortage advice
- credit crunch
- interest rate differential
- IRD
- fixed-rate mortgage penalty
- prepayment charge
- prepayment penalty
- open mortgage
- closed mortgage
- title insurance
- land survey
- title insurance cost
- building compliance coverage
- title fraud
- legal services coverage
- mortgage advice;mortgage contracts;fine print;prepayment penlaties;conversion rates;
- no frills mortgage
- mortgage changes
- cmhc rule changes
- ed clark
- amortization periods
- real estate bubble
- mortgage lending rules
- mortgage market commentary
- mortgage forecast
- CMHC rules changes
- mortgage rule changes
- HELOCs
- amortization rule change
- mortgages for new immigrants
- Canada mortgages
- mortgage financing for new Canadians
- new to Canada mortgage
- new immigrant mortgage
- mortgages for landed immigrants
- mortgage divorce
- divorce
- home divorce
- legal seperation mortgage
- splitting up the house divorce
- seperating assets divorce
- best mortgage rates
- how to get the best rate
- lowest interest rate
- bank of canada report
- mortgage refinance
- pay down mortgage faster
- mortgage calculator
- mortgage qualifying rate
- MQR
- income tests
- mortgage qualifying
- qualifying for a mortgage
- best mortgage rate
- ten year mortgage rate
- Rates
- mortgage secrets
- mortgage brokers
- mortgage prepayment;extra mortgage payments
- mortgage expert
- mortgage contract
- terms and conditions
- buyer beware
- negative interest rate
- toronto mortgage
- mortgage rate forecast
- canada mortgage rates;toronto mortgage rates
- canada mortgage rates
- canada housing policy
- mortgage rules
- toronto mortgage rates
- rate cuts
- canada mortgage rates;fixed mortgage rates
- fixed mortgage rates
- variable mortgage rates
- variable rate forecast
- canada mortages rates
- fixed rate mortgages
- variable rate mortgages
- Canada mortgage rate forecast
- fixed mortage rate forecast
- variable mortgage rate forecast
- mortgage rate predictions
- lower mortgage rates
- canadian mortgages
- stress-test rate
- OSFI
- mortgage term vs. mortgage amortization
- morrtgage term
- mortgage amortization
- mortgage broker
- first-time buyer
- mortgage stress-test;mortgage qualifying rate
- mortgage rules changes
- bank of canada meeting
- coronavirus mortgage rates
- mortgage rate forecasts
- lower Canada mortgage rates
- mortage rates
- rate drop
- mortgage rates fall
- rate cut
- mortgage relief
- deferred mortgage payments
- can't pay my mortgage
- COVID-19 mortgage
- coronavirus mortgage
- why are mortgage rates rising
- mortgage adivice
- monetary policy
- should I refinance my mortgage?
- fixed vs. variable
- negative interest rates
- negative bond yields
- mortgage down payment
- deflation
- Poloz speech
- CMHC changes
- Canada mortgage rule changes
- CHMC announcement
- mortgage rate comparison
- HSBC rate
- mortgage terms and conditions
- record low mortgage rates
- lowest mortgage rates
- davethemortgagebroker
- home buyers
- first-time buyers
- mortgage toolkit
- record employment
- Why Our Record Employment Gains Aren’t Impacting Mortgage Rates
- mortgagerates
- mortgageadvice
- variableratemortgage
- bankofcanada
- lowestmortgagerates
- evan siddall
- mortgage stress-test
- CPI
- statistics Canada
- employment report
- dave the mortgage broker
- Canada GDP
- canadian employment growth
- Canada Mortgage Bonds
- canada inflation
- Vaccine
- Vaccination hesitancy
- get vaccinated
- first time home buyer's incentive
- bank of canada rate cut
- mortgage rate news
- mortgage questions
- COVID worst-case
- monetary policy report
- mortgage blog
- should I lock in my mortgage rate?
- house price bubble?
- Consumer Price Index
- inflation debate
- US Federal Reserve
- mortgage rates forecast
- US inflation
- election proposals
- QE tapering
- employment reports
- time to lock in?
- omicron virus
- federal budget 2022
- First-home Saving Account (FHSA)
- mortgage rate advice
- the US fed
- The US Fed and the BoC
- Reverse mortgages
- US Fed rate hike
- trigger rates
- 2023 mortgage rate forecast
- mortgagerateforecast
- USinflation
- top five posts
- canada/USinflation
- credit score explained
- equifax
- transunion
- mortgagedocumentation
- mortgageratecuts
- canadaGDP
- fixedvsvariable
- mortgageratesforecasts
- mortgagerateupdate
- canadainflation
- davethemortgage
- CanadaCPI
- Canada mortgage rules
- Canada employment
- canadarecession
- Canadaemployment
- OSFIregulations