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Mortgage Poll

Which way do you think interest rates will trend in the next 6 months?

Up more than 1% - 9.9%
Up slightly - 30.6%
No change - 38.2%
Down slightly - 13.5%
Down more than 1% - 2%
Don't Know - 3.5%

Total votes: 2154
The voting for this poll has ended on: April 30, 2019
Integrated Mortgage Planners - GTA - Toronto


In this interview we talk about the rise of private lending and the inverted yield curve (August 7, 2019)

In this interview we talk about how borrowers can protect themselves in bidding wars, the fundamental flaw in the current Mortgage Qualifying Rate and mortgage affordability based on current rates (July 11, 2019).

In this interview we talk about spring-market mortgage rates with a focus on BMO's latest offering (May 9, 2018)

In this interview we talk about how the latest round of mortgage rule changes are impacting our mortgage and housing markets (August 24, 2017)

Globe and Mail Videos
I have done several video interviews for the Globe and Mail with Rob Carrick as part of his Let's Talk Investing and Carrick Talks Money series. 

Carrick Talks Money

Let's Talk Investing


  • MPC Award of Excellence - Financial Literacy Leader of the Year (2014): MPC stands for the Mortgage Professionals Canada. It is our largest industry association, representing more than 12,000 members and 1,500 companies. (Here is a link to my acceptance speech at the awards presentation.) 
  • TMG Ontario Mortgage Broker of the Year (#1 in funded volume): 2011, 2012, 2013, 2015, 2018
  • TMG Summit Award (Top 5% in Funded Volume): 2012, 2013, 2014, 2015, 2016, 2017, 2018

In addition to being quoted regularly by various media, my posts are often linked in in Rob Carrick's Personal Finance Reader newsletter and they can also be found weekly at, one of the leading real-estate websites in the country.