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Mortgage Poll

Which way do you think interest rates will trend in the next 6 months?

Up more than 1% - 9.9%
Up slightly - 30.6%
No change - 38.2%
Down slightly - 13.5%
Down more than 1% - 2%
Don't Know - 3.5%

Total votes: 2154
The voting for this poll has ended on: April 30, 2019
Integrated Mortgage Planners - GTA - Toronto

For most Canadian home owners, a mortgage is the biggest financial commitment we will make in our lifetime. Despite this, most of us spend more time booking our next vacation than we do researching the right mortgage product, with approximately two thirds of mortgage holders financing with the bank that handles their day-to-day accounts. When I ask people why they didn’t do more research before choosing their lender and mortgage product, their sheepish answers usually include words like “too busy,” “it’s boring” and “loyalty to my bank.” Music to the bank’s ears!

Why not enlist the support of an independent mortgage broker who will make lenders fight for your deal? With more than forty lenders in the Canadian marketplace, there is much more competition on product, rate and terms than people realize. In this ever changing landscape, an expert mortgage agent can be invaluable in finding the right fit for you and your circumstances. That can mean big savings through the right combination of rate and features.

And now for the best part. Using an independent mortgage broker costs you absolutely nothing because we are paid a finder’s fee by the lender who wins your business when the transaction is completed. This means you get personalized service from an industry expert who will customize a mortgage solution to your individual needs and back up his recommendations with a low cost guarantee, at no cost to you. It’s that simple. The best mortgage brokers will even provide you with ongoing advice throughout your borrowing cycle, including at renewal.

If you want to learn more about me and my background, click here, and if you want to shop around, here are five questions you should ask before choosing a mortgage broker.