free templates joomla

Mortgage Poll

Which way do you think interest rates will trend in the next 6 months?

Integrated Mortgage Planners - GTA - Toronto

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, you've come to the right place. I work with Canadians from coast to coast and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • A great rate that comes with terms and conditions that match your long-term needs.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!

Read What Dave's Past Clients Said

Dave is really knowledgeable and on top of things. He took the time to explain to us our options and what made the most sense for us.

Jenny L. and Sam C.

David was wonderful to work with. This was our first mortgage so we had a lot of questions, David answered all of our questions quickly and thoroughly. I would definitely recommend working with him.

Katlynn P.

David made it very clear from his actions that he was working on my behalf. He is persistent, patient and innovative. Good guy to have in your corner.

Keith T.

We were very happy with Dave's service. He was very good about educating us on suitable financing options including one that we didn't know about (and ultimately went with). When we had a hiccup with our appraisal, he was very good about making everything right so that we were happy. We would definitely recommend Dave as an excellent mortgage agent.

Jeremy and Amanda K.

David: You proved yourself invaluable when an obstacle was thrown in to the process. Your knowledge, matter of fact approach and ability to adapt, I believe, was truly above and beyond what would be reasonable to consider good service. It is during the difficult moments that the exceptional show themselves and you have earned our trust unequivocally. Yours truly, Owen & Jessica.

Owen R. and Jessica D.

Dave's service as outstanding and we will for sure ask for his services in any mortgage related transaction. He has the experience of having worked in large banks and at the same time he provides you with a very personalized service. After we obtained our mortgage, we were informed by our lawyer that we needed bridge financing. This was one week before the closing. We told dave what was going on and he took charge of the situation immediately. In other words, we knew he was going to have this solved and in fact he did. That is great service to us. Thank you Dave for all your assistance.
 

Veronica P. and John C.

David and his team have been highly responsive and professional throughout our working relationship. I would gladly recommend their services.

Ali K.

As a first-time home buyer, I appreciated that David provided me with comprehensive information not just about the mortgage conditions but the general process throughout. His assistant Melanie was also very friendly and quick to respond!

Jenny H.

Dave provided exceptional service. He was knowledgeable, honest and straightforward to deal with. He was also quick to respond to any questions or concerns that I had and followed up regularly throughout the process. I would definitely recommend him.

Kris L.

We have contacted several mortgage brokers before Dave, and Dave is the only one that would listen "carefully" our questions and be able to "clearly" explain all the details. He always responds to my questions quickly. I never have to wait for an answer. He is fast at handling applications, and I never need to worry about the progress. We are very happy to recommend Dave to anyone who needs reliable mortgage advice and excellent services.

Li-Jen C. and Lannie F.

David Larock helped us through obtaining our first mortgage 5 years ago and we thought so highly of his abilities, we returned for our mortgage renewal this year. As new homeowners, we had so many questions all of which were very thoroughly answered by Dave. We felt reassured that we were supported every step of the way. We have recommended his services to our family and friends, and for anyone considering a knowledgeable and approachable mortgage expert, Dave is an excellent choice!

Gloria and Mark H.

This was my third mortgage, and first time working with David, and he was by far the most knowledgeable and trustworthy person that I've dealt with. I highly recommend to anyone. Just get on the phone with him for 10 minutes, and you'll know exactly what I'm talking about.

David P and Natalia V.

Dave was amazing! We had a fairly complex mortgage and he was proactive in thinking through questions that my husband and I would have even before we had them. He called me every couple of days to keep us in the loop with what was happening behind the scenes. He was fantastic to work with!

Janet and Tim S.

 

Dave Larock did a great job. Did what others could not do. Great to deal with. 

Nathan M. and Julia G.

David's extensive knowledge and years of experience, along with his personal relationships with lenders, underwriters and other professionals in the mortgage industry ensured that the lending process was easy and smooth and that any snags along the way were handled in the most efficient and convenient way.

Eugene R. and Patricia D.

“I had a totally  positive experience with David Larock and Integrated Mortgage Planners and I’m saving money to boot!”

Kate M.

Both my wife and I appreciated the time David took to explain everything and patiently answer our many questions during our mortgage renewal. We only dealt with him on the phone, but he sure came across as knowledgable and honest. I would most definitely recommend his services to anyone renewing a mortgage.

Markus K. and Tanya B.

Dealing with Dave is always seamless on his end, I appreciate his level of effort and attention to detail.

Albert B. and Shelley R.

I would absolutely recommend David to family and friends. His advice was top-notch, especially when it came to a rental property. He's the mortgage professional I wanted in my corner when making decisions about one of the biggest purchases of my life.

Geoff C.

David Larock was recommended to me by my agent at Realosophy. David was very prompt with his communications, and took the time to answer any questions I had about any and all parts of the process. I felt confident that the process of securing a mortgage was being well handled, and have no complaints. I did not have any doubts that David was acting in my best interests, and would happily recommend his service to family and friends. Thank you David.

Adam C. and Kadia P.

Dave was both super knowledgeable and super responsive. He quickly and clearly answered any questions I had about the process, and felt confident that we were in good hands from the beginning of the process through closing. I'd happily recommend Dave's services to anyone.

Shane and Hilary B.

I've done two mortgages through David now. Always there when you need him. Would recommend him to all my family and friends. Use him.

Matt S. and Cheryl F.

 

Dave and Melanie got us a great rate and a mortgage with the flexibility we really needed. They also addressed my multiple questions in a clear and concise manner simplifying what can otherwise be an intimidating process.

Chris J and Tanyss B.

Dave has supplied me with great advice and counseling for years -- he goes the extra mile and is always available and responsive. I am very happy with his service and will continue to work with him in the future.

Alastair and Susan M.

David made this very big decision in my life smooth and easy. Explaining everything along the way, to ensure I knew exactly what I was getting myself into. Thanks again David, I am all moved in to my first condo and I am very happy!!!!

Meredith A.

“This was the first time that I was involved in negotiating a mortgage on my own, and I felt that Dave Larock was patient and understanding of my needs. I feel confident that the advice that was provided to me was the best possible and that with Dave's help I was able to secure a favourable mortgage rate with terms that work best for my needs.”

Susan B.

“We thought that the service provided by David was great.”

Randall and Kathryn S.

Excellent service and communication. Several of our friends have worked with David, and we were delighted by his level of service and straightforward recommendations.

Colin and Michelle C.

Working with Dave was a great experience. He made the process simple and straight-forward, got us a great rate, and helped us feel a lot more confident about the whole process. I would definitely work with Dave again in the future!

Natasha D. and Leslie B.

Dave was exceptional to work with. He always got back to me quickly and was able to explain the entire process in a simple and straightforward manner. I felt like he really had my best interests in mind the entire time. Thanks!

Vanessa M.