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Mortgage Poll

Which way do you think interest rates will trend in the next 6 months?

Up more than 1% - 11.6%
Up slightly - 30.1%
No change - 36.5%
Down slightly - 13.4%
Down more than 1% - 1.9%
Don't Know - 3.4%

Total votes: 2531
The voting for this poll has ended on: April 1, 2022
Integrated Mortgage Planners - GTA - Toronto

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, you've come to the right place. I work with Canadians from coast to coast and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • A great rate that comes with terms and conditions that match your long-term needs.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!

Read What Dave's Past Clients Said

After going through 3 pre-approvals and feeling as if every advisor out there is trying to up sell us, we met Dave and felt that we were saved. In our first meeting, Dave spent 1.5 hrs with us just answering all our questions and, more importantly, asking us "why." We truly felt that he understood what we want and is working in our best interest. Dave's attention to detail throughout the mortgage process really made it a piece of cake. Overall, we are very satisfied working with Dave & already recommended him to 5 other friends. Don't miss out on an amazing advisor! 

Shreya A. and Rahul A.

David Larock recently assisted me in obtaining first mortgage financing for my home in Calgary. I was very pleased with David's high degree of professionalism, and I found him to be extremely accessible whenever I had questions.

Glenn R.

Amazing service! Dave did everything we hoped for, he kept my family stress free through it all and always updated us on everything! Thanks for the outstanding service!

Valentina M.

David was a super friendly, efficient person that guided me through the purchase of my first home. He was knowledgeable, got me a good deal and made the process feel like a breeze. It was very painless even though I was signing my life away for a couple hundred thousand dollars of debt. Thanks David!

Lucy F.

Dave's knowledge and passion in the mortgage business is exemplary. He was patient in understanding our needs and customizing a solution to meet our needs. I have no hesitation in recommending Dave to my family and friends.

Varun and Jessy B.

David and his team went above and beyond to answer our questions and concerns we had and made sure we understood everything in all the fine print, we will continue to use David's service on our next purchase.

Adam P and Kristen V.

This is our 5th transaction with Dave. He is very knowledgeable & patient. He got us a great rate as usual, and even called the day before closing with good news that the rate had dropped. Thank you Dave!

Autumn and Matt K.

Dave was very knowledgeable and pleasant to work with. He advocated for us throughout the process and thanks to him, our mortgage application was approved lightning-fast. We would definitely recommend him to anyone looking for a mortgage.

Eric and Anne J. 

Dave came recommended to us by two friends who had worked with him in the past. We gave him a close-to-impossible task and a very challenging home equity financing project and he guided us through every step along the way. He not only got us a better rate but also with our preferred lendor.

Kevin M. and Heather D.

I've done two mortgages through David now. Always there when you need him. Would recommend him to all my family and friends. Use him.

Matt S. and Cheryl F.

 

David was excellent to work with and made the entire process very smooth. We've purchased various properties and I would definitely come back to David. We had to purchase a rental property and it wasn't straight forward process. David assisted with all our questions and nothing was left uncovered.

Courtney H. and Joseph P.

Thank you for making this process run smoothly. Much appreciated!

Cheryl G.

David was wonderful to work with. This was our first mortgage so we had a lot of questions, David answered all of our questions quickly and thoroughly. I would definitely recommend working with him.

Katlynn P.

As first time home buyers we really appreciated the guidance and excellent advice Dave gave us. He was very knowledgable and approachable, making our experience with Integrated Mortgage Planners an excellent one.

Andrew Y. and Brenna C.

Dave was great. He made qualifying for the mortgage very easy and also gave insightful tips along the way. Being a first-time home-buyer, Dave was right there with us and got us a fantastic rate. We highly recommend him and his services and would definitely use him again.

Edward T. and Wyman S.

Dave is very knowledgeable and diligent with his follow-ups. I would highly recommend IMP.

Ali K.

Dave is amazing to work with! He's extremely knowledgeable, very helpful, patient and always there whenever I had a question or concern no matter how big or small. Even if there were no updates, he still kept in touch. He's the kind of person you would want to walk you through the mortgage process. I would DEFINITELY recommend him to my friends an family. Thank you so much Dave! I appreciate everything you've done for me!

Andrea F.

David is wonderful. He was always very clear in explaining the pros and cons of the various available mortgage options. He was always prompt in responding to questions. He was professional and pleasant. I highly recommend David as a mortgage broker.

Dale M.

I contacted David regarding applying for financing for the purchase of a new property. My existing property had also been sold. My knowledge of my options were limited but David immediately advised me of the best route to take, completed the application, and successfully secured a Bridge Loan and Line of Credit, with good interest rates for the time necessary. I appreciated his expertise, prompt follow up and excellent worry free advice during an otherwise stressful time. I would highly recommend his services.

Jacqui W.

Dave made the process relatively painless especially as we were dealing over long distances with time differences. He made himself available and worked with our busy schedule.

Allison M. and Robert G.

Our mortgage was up for renewal and we once again worked with David to lock in a new 5-year agreement. I trust David to give me the best advice to ensure our needs are met. Would highly recommend David to anyone who is looking to secure a mortgage at a great rate!

Alex L. and Juri H.

Dave is personable, thoughtful, and he sure knows his stuff. As first time homebuyers, we really appreciated Dave's advice— via email and phone for our specific questions, and more generally through his blog. He was quick to respond to any question or request we had, and kept us informed as we moved through the buying process. We'd definitely recommend homebuyers-to-be reach out to Dave.

Jonathan S. and Jacqueline A.

I wholeheartedly recommend Dave to our friends and family who are in need of a mortgage. His attention to our needs, ability to be reached quickly / easily, and professionalism was beyond impressive. Getting a mortgage is a stressful, complex, and layered experience, but Dave explains everything carefully and thoughtfully so we knew exactly what we were getting. What's more, I love bragging to my friends about the awesome rate that he got us. Buying our new home has lots of surprises and challenges: thankfully our mortgage wasn't one of them!

Celeste and Leslie K.

I used David Larock and Integrated Mortgage Planners for my first home purchase and couldn't have been happier with the service we received, as well as the interest rate! Dave made sure to keep us apprised of the changes in the status of our application as well as a last-minute rate drop, which was sincerely appreciated. I can't recommend them highly enough: they exceeded every one of our expectations.

Andrew S. and Alexis M.

David is awesome, knowledgeable and very helpful. He was able to get us the best rate on the market and was available to help us with all our needs. When we renew our mortgage agreement, we plan on using his services.

Misha B. Arij A. 

Our journey to find a house lasted over a year and had several unfortunate bumps along the road. At every turn Dave was there to walk us through our options and provide sound guidance. We love the house we bought and it couldn't have happened without Dave's help. We definitely plan on using him again on our next purchase.

James J.

We highly recommend Dave Larock's services. As first-time buyers, we were not knowledgeable about the mortage industry; however, Dave provided clear and concise explanations that enabled us to make decisions with confidence. He was at all times professional, punctual and could be relied upon to deliver what he promised. We would certainly be willing to use his services in the future.

Becky G. and Penelope R.

I want to thank Dave Larock and his team for helping me out through this process. My situation was unique and the process was difficult, but only because it would have been impossible in any other situation. Dave and his team helped me work through the problems in getting the right mortgage for our situation and were always available by phone or email. Very important aspect in this business as the last thing you need when purchasing a home is someone not answering your questions. Well done Everyone. Thanks so much.

Paul W. and Jennifer C. 

“David Larock was very efficient, knowledgeable and helpful. He worked hard to make sure everything went smoothly for us. He was always available and happy to help. We would recommend David to anyone we know who is looking for a mortgage!”

Diane and Angelo D.

Dave made me feel confident that all the details of my mortgage would be handled competently and efficiently. He was on top of things and put all the pieces together for me so that I did not have to worry about anything! I was also confident I was getting good value in my mortgage rate. It's wonderful to feel safe and in good hands when it comes to your first mortgage! I recommend him very highly.

Myriam M.