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Integrated Mortgage Planners - GTA - Toronto

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, you've come to the right place. I work with Canadians from coast to coast and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • A great rate that comes with terms and conditions that match your long-term needs.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!

Check Out Dave’s Latest Blog Post for Breaking News on Canadian Mortgage Rates:

The Bank of Canada Stops Purchasing Canada Mortgage Bonds

Monday Morning Interest Rate Update for October 19, 2020

Last week the BoC announced that it would end its Canada Mortgage Bond (CMB) purchase program. Today’s post explains why that may matter more than most think.

Read Post: The Bank of Canada Stops Purchasing Canada Mortgage Bonds

Read What Dave's Past Clients Said

David is very approachable and he took the time to answer all of my questions. The articles on his blog are also informative and they really helped me understand the pros and cons of different mortgage options. Not only did he find me an excellent mortgage rate, I became an educated consumer. I highly recommend David's service.

Mia K.

During the process of obtaining a new mortgage, David Larock was tireless in his pursuit of the best possible deal. Although there were a few unexpected obstacles along the way, Mr Larock maintained his drive, his sense of humour and worked extremely hard to get the deal done. I will recommend the services of Integrated Mortgage Planners to family and friends, and I am sincerely grateful for the effort made on my behalf.

Chris S.

David and his team have been highly responsive and professional throughout our working relationship. I would gladly recommend their services.

Ali K.

Couldn't have been happier with the service. David explained everything to me step by step and I really appreciated all the help.

Elizabeth D and Stephen M.

We had an unusual income situation that was well handled. Excellent service!

Clare P. and Stephen B.

I had my pre approved mortgage with my bank and I just wanted to double check the terms with Dave Larock, and that happened to be the best choice. We discuss all the terms, he explained everything clearly and gave friendly advise wherever was needed. He kept us updated on a daily basis and we have finished all the process with the great feeling of saving several thousand dollars. If we ever go for another mortgage we know that Dave will be our man.

Jesus G. and Esther P. 

My experience with Integrated Mortgage Planners and David Larock was exceptional. I was given sound advice and led through the process with ease. Staff were very friendly and courteous and David answered my many questions. I also found articles on his website very informative. I highly recommend his services and continue to tell family and friends about my awesome experience.

Celiza R.

David's extensive knowledge and years of experience, along with his personal relationships with lenders, underwriters and other professionals in the mortgage industry ensured that the lending process was easy and smooth and that any snags along the way were handled in the most efficient and convenient way.

Eugene R. and Patricia D.

Thank you David for your efficiency and for the ease of doing business with you and your team. You made the entire process a pleasant one and have always done the same each time we work with you! Always a pleasure.

Nelson M .and Tina R.

We were introduced to David and Integrated Mortgage Planners by our real estate agent, she highly recommended them to us for their excellent reviews and vast knowledge. Our experience working with David and Melanie was great, their communication was excellent and they made it very easy for us to understand the different options and terms for mortgages. They were able to find us the best rate compared to other banking institutions. We both felt very comfortable and were not pressured into making any quick decisions. I have already recommended them to some friends and would not hesitate to put in a good word. 

Jamin and Tasnia I. 

I really appreciate all the information provided by David which helped me make a confident decision for my new mortgage. Not only did I get a great price, I understand the process much better now. I liked that I was able to communicate with David either by phone or email. I was often very pleasantly surprised to get very fast responses to my questions even after regular business hours. During the whole process I always felt David was giving me the best advise for me and I never felt pressured. Thanks so much for taking such good care of me!

Anna C.

Working with Dave was a great experience. He made the process simple and straight-forward, got us a great rate, and helped us feel a lot more confident about the whole process. I would definitely work with Dave again in the future!

Natasha D. and Leslie B.

What is so great about working with David is that it genuinely feels like a partnership in which your needs are held in equal regard with the requirements of the mortgage provider. This means not only do you get a great deal. but you also get the product most applicable to your personal circumstances.

Nick and Stephanie Y.

I have been a real estate agent for almost 10 years now and over that period of time I have come into contact with countless mortgage brokers, none of which match the knowledge and service level of David Larock! I have already recommended him to all of my clients and family members who have been extremely satisfied. I recently used David to arrange my own mortgage and wouldn't think of using anyone else.

To put it simply, he's the best.

Jamie S.

I will be recommending Dave to any of my friends that are looking for mortgage broker. He exceeded our expectations, and he'll do the same for you too. Use him!

Matt S.

Well :-) This is my second time going with Dave. As usual he was very informative. And I felt he was more interested in my well-being than my money. Everything went smoothly. Communication was clear. Process of getting things done was straightforward and simple. Everything went very well. I appreciate Dave's knowledge and integrity and commitment. Thanks again Dave :-)

Derek C.

When my partner and I started looking at homes, our real estate agent we went with recommended David and his team at IMP. We met with him for a consultation and we could see why he came recommended. David was polite, patient and answered all the questions we had (we had many). He was realistic and spelled out our options plainly. After we somehow managed to find our home and seal the deal, he didn't push us toward any one lender, he provided us with a few options to choose from that best suited us. Overall, a very good experience and would definitely use IMP again in the future. Thanks again!

James P. and Alex S.

Excellent service! David always responded quickly with clearly laid out instructions and information. He consistently made time to talk on the phone and was thorough in answering all questions. Thank you for making this process so easy!

Uros and Dina M.

We worked with David on our first home purchase. As we had not previously had a mortgage we had many questions and David was very professional and diligent in answering all our questions and assisting us in getting the right mortgage for us. We look forward to working with David in the future.

Ryan and Violeta S.

Dave Larock is a pleasure to work with and I would recommend him to anyone. He was incredibly responsive, very knowledgeable, and supportive through the whole process. As first time home buyers, we were initially overwhelmed with buying property but Dave took every step to ensure that we were comfortable financially and worked very hard to secure an attractive mortgage rate.

Alex M. and Kristina S.

Dave is knowledgeable, passionate and thorough. The scope of service provided by IMP is truly remarkable. From the initial planning, viewing, offering and all the way until closing, Dave was there to help guide us to make the right financial decision. Beyond his guidance he was also able to secure a fantastic mortgage and rate - much better than we could have anticipated. We love using IMP as we learn so much from Dave! We have, and will continue to recommended him to many of our family and friends. Thank you!

Meagan B. and Matthew C.

We have worked with Dave on two mortgages now - one for our family home and one for a cottage. He brings a level of professionalism and financial knowledge to his work that far exceeds our expectations, and we feel that we have consistently received great value from him and through the mortgage products we’ve ultimately selected.

Robert B. and Amanda K.

David Larock did a great job not only making the process very efficient but also in securing a fantastic rate and flexible overall credit plan that will serve me well in the future! He is a patient and persistent expert in the mortgage field. Thank you again.

Tim H.

David was just excellent to deal with. Extremely knowledgable - a world of info, efficient, and always one step ahead. Not pushy, he was honest. Simply awesome to work with.

Dr. Demetrios S.

Working with Dave is always a breeze. I always suggest that friends call him if they're looking to buy a house or refinance. This past transaction was my third with Dave, and I wouldn't work with anyone else at this point.

Ryan M.

Our Mortgage Broker David Larock is fantastic at what he does. In addition to just helping us get our mortgage for our home, he also keeps us up to date with a quarterly newsletter that provides in-depth insight and advice about mortgage planning. I can not speak highly enough of his thorough, professional and personal work.

Jim D. and Laura H.

 

Thank you for making this process run smoothly. Much appreciated!

Cheryl G.

I have worked with David Larock on several mortgage transactions, and he is always helpful and knowledgeable. He has ensured that the process is always smooth and efficient, and he has always been available to answer questions or discuss options whenever I have contacted him.

William S.

Knowledgeable, responsive, and friendly. What more could we ask for from our mortgage broker? Dave and his team make the mortgage process easy and they anticipate our needs as the market changes. Dave proactively checked in to see how we were doing after a year and helped us land a more favourable term. THAT is the definition of caring for your customers! I would highly recommend Dave and his team.

Rob M. and Nicollette I. 

Dave was exceptional to work with. He always got back to me quickly and was able to explain the entire process in a simple and straightforward manner. I felt like he really had my best interests in mind the entire time. Thanks!

Vanessa M.