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Mortgage Poll

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Integrated Mortgage Planners - GTA - Toronto

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, you've come to the right place. I work with Canadians from coast to coast and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • A great rate that comes with terms and conditions that match your long-term needs.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!

Check Out Dave’s Latest Blog Post for Breaking News on Canadian Mortgage Rates:

Are Variable-Rate Mortgages Too Risky?

Monday Morning Interest Rate Update for October 25, 2021

Variable mortgage rates can seem like a scary option in these uncertain times, but are they really that risky? My answer might surprise you.

Read Post: Are Variable-Rate Mortgages Too Risky?

Read What Dave's Past Clients Said

As first time home buyers, we greatly appreciated David's expertise and the time he took to go through all the details with us. He kept in touch with us throughout the process and got back to us quickly when we had questions. It was reassuring to us to know that we were working with someone who had our best interests in mind. 

Mark K. and Eilis K.

David provided exceptional service when we had to renew our mortgage. He was knowledgeable and clearly outlined our best options to help us make a decision we are confident in. He responded quickly to our questions, was organised and problem solved all issues that arose immediately. He made what is often a stressful experience go smoothly.

Jenny and Christopher S.

David was very professional and diligent. Clearly explained what to expect and what are the advantages and disadvantages of different options. Was quick to act and courteous at all times. Thanks David!

Jacub R. and Anna S.

David provided a wealth of knowledge to us as first-time home buyers, both over the phone and on his blog. He found us an amazing mortgage at a terrific rate!

Andrew R. and Miki A.

 

We were introduced to David and Integrated Mortgage Planners by our real estate agent, she highly recommended them to us for their excellent reviews and vast knowledge. Our experience working with David and Melanie was great, their communication was excellent and they made it very easy for us to understand the different options and terms for mortgages. They were able to find us the best rate compared to other banking institutions. We both felt very comfortable and were not pressured into making any quick decisions. I have already recommended them to some friends and would not hesitate to put in a good word. 

Jamin and Tasnia I. 

This is our 5th transaction with Dave. He is very knowledgeable & patient. He got us a great rate as usual, and even called the day before closing with good news that the rate had dropped. Thank you Dave!

Autumn and Matt K.

Amazing service. It was really quick and David knew exactly what he was talking about and most importantly delivered everything that he promised. This was my second time dealing with a broker and the experience from previous was night and day. David was polite, straight forward and didn’t waste any time. Also he submitted it to only one institution and not multiple- so credit didn’t get dinged.

Ash B. and Umee S.

Dave was absolutely very informative, helpful, courteous and professional throughout the entire process of acquiring a mortgage. I highly recommend his services!

Pina GZ

I've done two mortgages through David now. Always there when you need him. Would recommend him to all my family and friends. Use him.

Matt S. and Cheryl F.

 

My experience with Dave at Integrated Mortgage Planners was excellent. He is amazingly knowledgeable, not just with mortgages per se, but with global and national economic conditions that affect mortgage issues. I would highly recommend him and plan to use him again in the future. Definitely 5 Star Rating!

Brian and Anna G.

David was excellent to work with and made the entire process very smooth. We've purchased various properties and I would definitely come back to David. We had to purchase a rental property and it wasn't straight forward process. David assisted with all our questions and nothing was left uncovered.

Courtney H. and Joseph P.

David Larock made the entire process so easy for us. We felt he was looking out for our best interest every step of the way and worked to find us the best arrangement possible. We would definitely recommend his services.

Patricia F. and Nick H.

I am a happy customer. I was referred to Dave Larock by my dad who was very happy with his services. My older brother referred my dad to them and I am referring my younger brother to Integrated Mortgage Planners. My house is my biggest investment and they took the time to make sure I made the right decisions. Thanks very much.

Wayde M.

The team at Integrated Mortgage Planners got us a great rate and helped us source service providers that I wouldn't have expected our mortgage agent to have in their repertoire. Call them. You'll be glad you did.

Tara L. and Steve N.

Integrated Mortgage Planners, specifically Dave Larock and Melanie Haggarty, were so incredibly helpful in securing our mortgage. My wife and I are first time home buyers and very new to the world of real estate and mortgages. They really took their time to explain the process and make sure we had all the necessary documentation in place, they left nothing to chance. They even made sure to secure us the best deal on our mortgage at the lowest possible rate that is being offered on the market. Dave really takes the time to listen to what his clients want and provide advice that is in THEIR best interest. He goes out of his way to offer advice that will make home buying as affordable as possible for his clients. By the time our mortgage was finalized and we took possession of our house, we had no doubt in our mind that we made a good choice in working with Integrated Mortgage Planners.

Mike M and Catelyn G.

I have recommended Dave Larock to friends as he provides excellent service: knowledgeable about options; helpful in determining strategy; accuracy regarding steps and costs; quick response to questions and anticipates needs. Thank you.

Susan W.

Working with Dave was by far the smoothest part of our home buying experience. A couple of exceptional circumstances on our end may have made securing a mortgage a bit difficult - Dave went out of his way to find a solution that worked and did so without any extra stress to us. He ensured we understood the process and no question went unanswered. His level of commitment to his customers is second to none and he gave every confidence that he would find the best solution for our needs. Dave is a real pleasure to work with - I would work with him again any day and highly recommend him for anyone with mortgage needs.

Vicki and Rachel F. 

Dave was a pleasure to work with! Knowledgeable, friendly and customer focused. I would not hesitate to recommend Dave to family and friends. 

Matt C. and Serina C.

Dave and his team were amazing to work with. Happy to answer all our questions with sensible, experienced information. Able to explain all the complex processes and information required. Proactive in getting us a well traded-off rate. Melanie was also great tying it all up with the many submissions. Thanks for all the help Dave, much appreciated!

Lisa P.

Dave found us excellent rates and when an unanticipated / uncommon issue arouse with our closing, Dave was able to bring us numerous options to ensure a smooth close (and ultimately a great rate with our eventual lender).

Kevin M. and Natalie G.

Highly recommended!!! David is the best! He walked us through all the scenarios and made us feel very comfortable. He was professional and courteous. I would recommend him for any type of mortgage counseling and acquisition. Without a doubt, he made our ‘house dream’ come true.

Iain and Merav C.

David and team helped us at every step of mortgage application. They were patient in explaining information needed along with follow ups for additional information. David also helped us with bridge financing which eased our overall buying experience. David kept us informed of changes to our application as it progressed through various steps including drop in interest rates. David got us the best rate in the market and I totally recommend his services.

Kaanu J. and Conrad D.

We used Dave and his company for our financing and renewal of the mortgage. Dave was super friendly and very patient and assist us through the whole process effectively without even attending his office. All was done through email and his staff was also knowledgeable and friendly to deal with, better than banks in my opinion. Will recommend to others and would love to work with him again in future.

Tam N. and Gwenael P. 

In our short time as home owners, David has helped us with two mortgages and two moves. He is patient, courteous and knowledgable. We were fully confident with him to handle all of our mortgage needs. We definitely would recommend David to all of our friends & family. 

Jaime Y and Sam C.

Knowledgeable, efficient and easy to communicate with. The process of buying my first home was made simple, and any problem along the way was handled in a professional manner.

Danny R.

I have and will continue to recommend you to others. David is very knowledgeable so meeting him gave us all the information we needed. David and Melanie were very responsive, timely, and available for any questions we had along the way. The whole process was smooth thanks to your help and guidance. David and Melanie were also very nice to work with on a personal and professional level. Thank you so much for your help.

Tara C. and Huoi U.

David Larock helped us through obtaining our first mortgage 5 years ago and we thought so highly of his abilities, we returned for our mortgage renewal this year. As new homeowners, we had so many questions all of which were very thoroughly answered by Dave. We felt reassured that we were supported every step of the way. We have recommended his services to our family and friends, and for anyone considering a knowledgeable and approachable mortgage expert, Dave is an excellent choice!

Gloria and Mark H.

Working with David was a pleasure. He was extremely well informed and worked diligently to find the best mortgage possible for me. He was also very thorough and patient in exploring all options on my behalf. As a real estate agent I have dealt with many mortgage professionals and I would not hesitate to use David again and I recommend him to my clients with confidence.

Megan T.

We have used David twice now and found both experiences to be terrific. David is always available, always has options and answers and without a doubt is committed to providing a truly high level of service. Until next time! Owen

Owen R. and Jessica D.

David and his team have been highly responsive and professional throughout our working relationship. I would gladly recommend their services.

Ali K.