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Integrated Mortgage Planners - GTA - Toronto

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, you've come to the right place. I work with Canadians from coast to coast and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • A great rate that comes with terms and conditions that match your long-term needs.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!

Read What Dave's Past Clients Said

I have been a real estate agent for almost 10 years now and over that period of time I have come into contact with countless mortgage brokers, none of which match the knowledge and service level of David Larock! I have already recommended him to all of my clients and family members who have been extremely satisfied. I recently used David to arrange my own mortgage and wouldn't think of using anyone else.

To put it simply, he's the best.

Jamie S.

I found IMP's service very helpful in providing a good cross section of the products available to me at my time of request as well as the tailoring of these product options for my needs was accomplished quickly and precisely.

The follow up was prompt and the deal closed when and how it was expected to.

All in all an excellent service experience from start to finish.

Thanks Dave.

Chris V.

David was excellent to work with and made the entire process very smooth. We've purchased various properties and I would definitely come back to David. We had to purchase a rental property and it wasn't straight forward process. David assisted with all our questions and nothing was left uncovered.

Courtney H. and Joseph P.

2nd time working with Dave...would never ever consider going anywhere else. Thanks again Dave!

Jon L. and Ann C.

Dave made getting our first mortgage easy and stress free. He was friendly, courteous, knowledgeable and ready and able to answer any questions that we had. I wouldn't think of using anyone else in the future to deal with my mortgage and I wouldn't hesitate to recommend Dave to anyone seeking a mortgage.

Nick and Ben C.

Dave did a great job walking us through the process. He ensured that we understood all of our options. He was very responsive and answered all of our questions. He took much of the stress out of a stressful situation!

Debra and Jeff B.

Very helpful and enjoyed working with Dave. Got us a great rate and navigated some difficult issues with ease thanks.

Craig and Victoria G.

David was very professional and diligent. Clearly explained what to expect and what are the advantages and disadvantages of different options. Was quick to act and courteous at all times. Thanks David!

Jacub R. and Anna S.

Dave Larock was fantastic to deal with. What a professional. Eden & I were very happy with his services.

Les K. and Eden P.

Dave Larock was conscientious and dedicated. I could always count on him and that he will deliver more than I had expected. His patience with the bank bureaucracy is legendary. I have already made some recommendation and will continue to do so.

Michael and Victoria W.

I can always trust Dave to provide great advice and superior service.

Derek C.

From day one Dave was a true professional answering all of my questions and laid out the options available to me. It was a pleasure dealing with him.

Jawed and Nasrien A. 

As a first-time home buyer, the whole ordeal can (and did) feel overwhelming and intimidating. Speaking with Dave Larock just opened my eyes and helped me understand everything I was getting into. I had previously spoken to another mortgage broker from another company who was also helpful but Dave's thorough walk-throughs with me, breaking down every step, procedure, definition, and questions for me allowed me to breath easier through this, let's face it, life-changing moment. He also helped me realize there are other options and better deals out there which he helped me find. Thank you so much for turning this naive first-time buyer into a confident home owner!

Michelle V.

We used IMP for our first mortgage and recently our renewal. IMP contacts us every year to tell us how we are doing and if it is advantageous for us to make any changes. This proves to us that they care and that we are not just a number to them. We feel comfortable calling with any questions we may have (no matter how small) and never feel rushed; we truly believe IMP has our best interest in mind. We can't thank you enough for taking such good care of us and our home.

David N. and Jacki M.

If you are looking for someone to help you get a mortgage, or refinance, Dave is your guy. He's smart, he's determined, he explains everything clearly, and he stays close through the whole process. I had a rather unique and challenging situation, but Dave took it on with relish, and found me an amazing deal in very short order. I highly recommend Dave and team -- trust me, you will not be disappointed.

Eunice M.

David got me a fantastic rate. But that's only half the battle. One needs to have the right product for their financial situation and goals. Time was also taken to find a mortgage with the right terms (generous prepayment options, a non-punitive prepayment penalty, etc.). I also tend to ask a lot of questions. These were welcomed with patient and thorough explanation. Highly recommended!

Jeff N and Amelie B.

David is a pleasure to work with!

Sam R.

Both my wife and I appreciated the time David took to explain everything and patiently answer our many questions during our mortgage renewal. We only dealt with him on the phone, but he sure came across as knowledgable and honest. I would most definitely recommend his services to anyone renewing a mortgage.

Markus K. and Tanya B.

Dave - I am very happy that I met you in person after reading one of your articles online. The discussion we had in person and the reading of your blog helped me tremendously in terms of equipping me with the key information on making that mortgage decision. My advice to somebody hunting for a mortgage would be to deal with somebody like Dave who is very knowledgeable, upfront, efficient and who can offer you meaningful options for you to choose from rather than your neighborhood bank's representative whose only option/agenda is to offer/push the one product they have. Thanks.

Vijay B.

David made the process smoother and easier for us. As a first home buyer, he helped us understand the nuances of mortgage and explained everything with lot of patience. Big thanks for helping us with the process.

Kishore P. and Malati R.

What a great experience! David was very knowledgeable, the whole time I felt like I was in great hands. Most importantly he was able to get me an excellent rate and total mortgage package. David kept in touch with me every step of the way and made getting a mortgage painless. I would highly recommend David and Integrated Mortgage Planners.

Joanne B.

“It was a pleasure working with Dave. From our first conversation, he was extremely helpful, diligent in ensuring I fully understood all my options, and worked with me to get the best rate etc. that suited my needs. Excellent at keeping in touch throughout the process and ensuring I was comfortable with each piece of the decision making.

I would highly recommend Dave and Integrated Mortgage Planners to family and friends. In addition to his friendly disposition and knowledge of the industry, he certainly made the process seamless and effortless on my end.

Thank you.”

Rachel F.

Dave was great. He made qualifying for the mortgage very easy and also gave insightful tips along the way. Being a first-time home-buyer, Dave was right there with us and got us a fantastic rate. We highly recommend him and his services and would definitely use him again.

Edward T. and Wyman S.

As a first time home buyer the process can be quite daunting, and we definitely had a lot of question. But having David Larock as our mortgage broker made the process a little easier. He is very approachable and answered all of our mortgage related questions promptly. He would call us often to check in and provide us with all the information we needed. Of all the people we worked with in the house buying process (real estate agents, lawyers etc.) he was the most helpful, and knowledgeable. I highly recommend David Larock. 

Kristin R. and Hope S. 

David was just excellent to deal with. Extremely knowledgable - a world of info, efficient, and always one step ahead. Not pushy, he was honest. Simply awesome to work with.

Dr. Demetrios S.

We were introduced to Mr. David Larock through a third party will little knowledge of his services. Our mortgage was not a typical straight forward mortgage to arrange. David stayed the course through the entire planning of mortgage including changes and ensured that we were kept informed of ongoing needs. Integrated Mortgage Planners provided a rate below the competitors.

We are very satisfied with the services of Mr. Larock and would not hesitate to recommend IMP to friends and associates. IMP has provided for the opportunity for both my wife and myself to open a flower shop and a legal services office that would not otherwise have been possible.

Larry and Robin H. (Commercial deal)

David is wonderful. He was always very clear in explaining the pros and cons of the various available mortgage options. He was always prompt in responding to questions. He was professional and pleasant. I highly recommend David as a mortgage broker.

Dale M.

I have worked with Dave twice and his level of service is impeccable. He is knowledgeable, responsive, and has always worked diligently to resolve any issues or questions as quickly as possible. And he gets the best rates! I will continue to work with Dave in future and recommend his services to any of my contacts.

Karin L. and Jozef V.

As a first time homebuyer, it was important for me to work with a mortgage broker that was a good communicator and well experienced. Dave is exactly that. He's also got great energy and enthusiasm for his field, which made the process less daunting. Right from the start, he broke it all down for me, without any jargon, laying out everything I'd need and should expect. If I ever had questions, I'd just shoot him an e-mail, and he'd get back to me inside of 10 minutes. His attitude and professionalism made the process very straightforward and I never felt stressed. I highly recommend Dave and will be happy to work with him again. 

Nadia B.

“Integrated Mortgage Planners helped our family quickly and efficiently select a new mortgage, navigate through the process and get the paperwork finished so we could proceed to enjoying our home. David Larock was exceptionally attentive, and gave us a level of service we could not have expected directly from a bank or large mortgage company. David was especially helpful when it came to explaining the complex terminology associated with the mortgage... we really appreciated his personal attention and expertise.”

David L.