free templates joomla

Mortgage Poll

Which way do you think interest rates will trend in the next 6 months?

Up more than 1% - 9.9%
Up slightly - 30.6%
No change - 38.2%
Down slightly - 13.5%
Down more than 1% - 2%
Don't Know - 3.5%

Total votes: 2154
The voting for this poll has ended on: April 30, 2019
Integrated Mortgage Planners - GTA - Toronto

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, you've come to the right place. I work with Canadians from coast to coast and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • A great rate that comes with terms and conditions that match your long-term needs.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!

Check Out Dave’s Latest Blog Post for Breaking News on Canadian Mortgage Rates:

The Must-Have Mortgage Toolkit for Every Home Buyer

Monday Morning Interest Rate Update for July 6, 2020

Today's post offers links to posts and calculators that will benefit anyone who is actively looking to purchase a home.

Read Post: The Must-Have Mortgage Toolkit for Every Home Buyer

Read What Dave's Past Clients Said

Dave Larock provided us with expert advice and outstanding service. We have already recommended him to friends, and will continue to do so.

Klaas and Mary Beth K.

David is an excellent mortgage broker: transparent, fair, insightful and efficient. Thank you and your team for the help.

Peter and Diana P. 

Dave's knowledge and passion in the mortgage business is exemplary. He was patient in understanding our needs and customizing a solution to meet our needs. I have no hesitation in recommending Dave to my family and friends.

Varun and Jessy B.

Dave is very knowledgeable and diligent with his follow-ups. I would highly recommend IMP.

Ali K.

Dave reached out proactively to let us know that we could save thousands of dollars by changing mortgage lenders. He made the process seamless, and we continue to be very happy with our experience with the Integrated Mortgage Planners Inc. team.

Alex S. and Stacey B.

David Larock was a pleasure to deal with. He provided us with good advice and explained every detail to us very clearly. We honestly felt he had our best interests in mind. 

Marco and Tanya M.

David was very professional and helpful during the whole process. It was a pleasure dealing with him.

Daniel G.

“This was the first time that I was involved in negotiating a mortgage on my own, and I felt that Dave Larock was patient and understanding of my needs. I feel confident that the advice that was provided to me was the best possible and that with Dave's help I was able to secure a favourable mortgage rate with terms that work best for my needs.”

Susan B.

I wholeheartedly recommend Dave to our friends and family who are in need of a mortgage. His attention to our needs, ability to be reached quickly / easily, and professionalism was beyond impressive. Getting a mortgage is a stressful, complex, and layered experience, but Dave explains everything carefully and thoughtfully so we knew exactly what we were getting. What's more, I love bragging to my friends about the awesome rate that he got us. Buying our new home has lots of surprises and challenges: thankfully our mortgage wasn't one of them!

Celeste and Leslie K.

The service provided by Dave was excellent. His detailed approach instilled confidence that we were working with a true professional. Dave presented us with information and options we would not have otherwise considered and his assistance helped the application process to run very smoothly.

Edward A. and Jennifer P.

We thought that getting a first mortgage would be overwhelming. Our experience with David LaRock however was outstanding and he made the process very smooth. He can make things very simple, but we had a lot of questions and he was able to speak deeply on all of the subjects that mattered to us. From refinancing strategies to variable impact on mortgage insurance across different down payment levels. He's very knowledgeable, but informal and friendly as well. We've already recommended Dave to others. Hands down our best partner in our new home purchase.

Heather K. & Max R.

Highly recommend working with Dave! He was very knowledgeable, patient with our questions- always delivering timely answers. He was exceptionally organized which was helpful to guide us through the process of our first mortgage.

Kerry and Donny M.  

David was very professional and diligent. Clearly explained what to expect and what are the advantages and disadvantages of different options. Was quick to act and courteous at all times. Thanks David!

Jacub R. and Anna S.

Integrated Mortgage Planners, specifically Dave Larock and Melanie Haggarty, were so incredibly helpful in securing our mortgage. My wife and I are first time home buyers and very new to the world of real estate and mortgages. They really took their time to explain the process and make sure we had all the necessary documentation in place, they left nothing to chance. They even made sure to secure us the best deal on our mortgage at the lowest possible rate that is being offered on the market. Dave really takes the time to listen to what his clients want and provide advice that is in THEIR best interest. He goes out of his way to offer advice that will make home buying as affordable as possible for his clients. By the time our mortgage was finalized and we took possession of our house, we had no doubt in our mind that we made a good choice in working with Integrated Mortgage Planners.

Mike M and Catelyn G.

Dave was phenomenal! He educated us on many aspects of home buying and financing and made a stressful experience a lot more easy. Thank you!

Kaki N. and David B.

Dave and Melanie were great to work with. If any questions came up they were quick to respond, and I believe they got us a great rate with a very flexible mortgage!

Tim L. and Dana S.

Dave is really knowledgeable and on top of things. He took the time to explain to us our options and what made the most sense for us.

Jenny L. and Sam C.

The team at Integrated Mortgage Planners got us a great rate and helped us source service providers that I wouldn't have expected our mortgage agent to have in their repertoire. Call them. You'll be glad you did.

Tara L. and Steve N.

As a first home buyer, I had no idea what was involved in buying a house and getting a mortgage, but Dave made the whole process so easy and smooth. He answered all our questions quickly, was always available to help, and really did all the work for us. He even managed to score us a last minute rate cut! Highly recommend!

Daniel G and Isabel K.

I have used the services of David for two mortgages and recommended his expertise to family and friends. I have great confidence in his knowledge, expertise and, most important, ethics.

Catherine M.

 I'm a repeat customer and will continue to be. Enough said. ''

George M.

David and his team are professional, knowledgeable, and helpful. They answered all our questions and even anticipated our needs. Unlike some mortgage brokers, Dave works for the borrower and he brings more than just mortgage rates. He can speak with experience and knowledge of current conditions when answering questions. I would not hesitate to recommend Dave to anyone looking for a mortgage product.

Alina C. and Michael Z.

Dave Larock is a wealth of information when it comes to Mortgages. He was friendly and provided a very honest, reliable service that we were very impressed with. We have already recommended his name to our friends and will have no reservations at all regarding any of the services that he offers.

Vishnu P. and Sanjana S.

I contacted Dave regarding doing a vacant land purchase because I read his long weekend cottage woes blog in which he described his detailed knowledge of knowing exactly how to purchase vacation properties. The seller of the property I wanted had already told me there were several unsuccessful attempts at purchasing the property so I knew there was no point in just calling anyone. This property is water access, on a private lake, no power, no water, buildings of no appreciable value, a bit remote... a mortgage nightmare... Dave actually made the purchase seamless and seem easy. Awesome!

Ian C.

As first time home buyers we really appreciated the guidance and excellent advice Dave gave us. He was very knowledgable and approachable, making our experience with Integrated Mortgage Planners an excellent one.

Andrew Y. and Brenna C.

In our short time as home owners, David has helped us with two mortgages and two moves. He is patient, courteous and knowledgable. We were fully confident with him to handle all of our mortgage needs. We definitely would recommend David to all of our friends & family. 

Jaime Y and Sam C.

“As a first-time home buyer, I had an awful lot of questions which Dave answered with extensive knowledge and reassurance! The process was seamless and it was extremely comforting to know that Dave had my best interests in mind at all times. “

Tara R.

I would strongly recommend the services of Dave Larock and Integrated Mortgage Planners without hesitation. They were able to effectively deal with a very complicated financial situation and create attractive and workable mortgage and financing options on an expeditious basis. We felt extremely comfortable in Dave's hands throughout the financing process and the final result certainly illustrated how valuable Dave's services had been.

Sean K. and Michelle D.

Dave was amazing to work with. He took away the stress of the mortgage application and was our guide through the first-time home buying process. We had a tight schedule and Dave made everything work quickly and efficiently.

Christian F. and Sheena G.

This was my third mortgage transaction with David Larock and the team at Integrated Mortgage Planners Inc. over the past 6 years. David has always ensured that my financial needs were top priority and has worked diligently to provide guidance in the mortgage negotiation process. I highly recommend David and his team to anyone looking for the best mortgage options at highly reputable lending institutions.

Susan M.