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Mortgage Poll

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Integrated Mortgage Planners - GTA - Toronto

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, you've come to the right place. I work with Canadians from coast to coast and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • A great rate that comes with terms and conditions that match your long-term needs.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!

Check Out Dave’s Latest Blog Post for Breaking News on Canadian Mortgage Rates:

A Look Back at The U.S. Housing Crisis Ten Years Later

Monday Morning Interest Rate Update for September 17, 2018

This week I take a look back at a post I wrote in 2010 that explains how the U.S. lent its way to a housing crisis and how Canada avoided the same fate.

Read Post: A Look Back at The U.S. Housing Crisis Ten Years Later

Read What Dave's Past Clients Said

David Larock made the entire process of getting and understanding the terms of my mortgage very easy. It really felt like he was in my corner the entire time and was very responsive when it came to answering questions. As a first time home-buyer he really took a lot of the anxiety out of the process.

Milos Z.

Dave did a fantastic job guiding us through the mortgage application process for the purchase of our first home. He was very prompt in all communications and always had the answers to our questions. We will definitely call him back when our term is up for renewal!

Joshua and Alicia C. 

David was excellent to work with and made the entire process very smooth. We've purchased various properties and I would definitely come back to David. We had to purchase a rental property and it wasn't straight forward process. David assisted with all our questions and nothing was left uncovered.

Courtney H. and Joseph P.

Dave is personable, thoughtful, and he sure knows his stuff. As first time homebuyers, we really appreciated Dave's advice— via email and phone for our specific questions, and more generally through his blog. He was quick to respond to any question or request we had, and kept us informed as we moved through the buying process. We'd definitely recommend homebuyers-to-be reach out to Dave.

Jonathan S. and Jacqueline A.

Dave Larock was amazing. He walked me through every step of the way, answering all of my questions... big and very small. I felt very confident that I had made all of the right decisions at the end of it and even learned a few things along the way. I wish I had know about IMP the first time I had to get a mortgage... I would have saved myself a fortune! I will definitely come back to Dave for my next mortgage. I have already passed his name to friends and will continue to do so.

Andrea C. and Graham H.

I had my pre approved mortgage with my bank and I just wanted to double check the terms with Dave Larock, and that happened to be the best choice. We discuss all the terms, he explained everything clearly and gave friendly advise wherever was needed. He kept us updated on a daily basis and we have finished all the process with the great feeling of saving several thousand dollars. If we ever go for another mortgage we know that Dave will be our man.

Jesus G. and Esther P. 

Dave Larock has been incredibly helpful. We've worked with him twice now, and we will absolutely reach out to Dave in the future if we needed a mortgage, and would absolutely recommend him to anyone we know.

Tyler and Simone M.

Dave was a pleasure to work with and his knowledge and expertise saved us thousands of dollars on our mortgage transaction. Throughout the entire process Dave had our best interests in mind. He did regular follow-ups with us and when we weren’t sure whether to go fixed or variable, he provided an overview of the options and walked us through the pros and cons of each scenario. We are extremely happy with Integrated Mortgage Planners and we look forward to working with Dave in the future!

Richard C. and Wynsome W.

Dave Larock helped make the purchase of my home a stress-free event. He ensured that every aspect was completed in a thorough and efficient manner, allowing me to feel confident throughout the process. I have already recommended him to others and will continue to do so.

Jodi L.

To anyone considering arranging a new or second mortgage, this is the company to choose. There are other who advertise the "best rates" on the radio, but those companies only provide the same or higher rates than Integrated Mortgage Planners. This company provides the best rates, walks you through the process, gets the mortgage commitment from the lender, and everything proceeds smoothly from there. If you want integrity, consistency, and no surprises, please do yourself a favor and contact David Larock at Integrated Mortgage Planners. My wife and I arranged a mortgage through David, and we and our lawyer were very happy with the result. You won't do much better than getting a mortgage through David.

George and Jacqueline C.

David was a super friendly, efficient person that guided me through the purchase of my first home. He was knowledgeable, got me a good deal and made the process feel like a breeze. It was very painless even though I was signing my life away for a couple hundred thousand dollars of debt. Thanks David!

Lucy F.

Dave was fantastic to deal with! Super knowledgeable and helpful - especially for myself, a first time home buyer, learning how to make the best mortgage decisions. I would highly recommend Dave to my friends and family and look forward to his continued great service for my existing mortgage. Thank you Dave!

Kimberley S.

David was a pleasure to work with. As a first time home buyer he not only answered but anticipated all questions I would have and very patiently walked me through everything. He made the entire process as easy and smooth as possible.

Stephen S.

I have worked with David Larock on several mortgage transactions, and he is always helpful and knowledgeable. He has ensured that the process is always smooth and efficient, and he has always been available to answer questions or discuss options whenever I have contacted him.

William S.

It was an absolute pleasure working with David. He provided exceptionally clear explanations whenever we had any questions and followed up with us frequently with updates on the progress of obtaining our mortgage. My fiance and I would happily recommend him to anyone seeking a highly qualified mortgage broker.

Alex L. and Juri H.

I can always trust Dave to provide great advice and superior service.

Derek C.

What I wanted was a broker with the utmost integrity along with vast knowledge and Dave has these qualities in spades. My expectations were far exceeded and for as long as he is in business, he will be my go-to for mortgage related services and information.

Soomy and Navin K.

Dave was an amazing facilitator of finding the best mortgage for my situation. He helped me analyze the options, ensured that I understood all necessary details, and followed up immediately when needed. There's no comparison to my previous mortgage experience!

Ronnie T.

It was a pleasure dealing with Dave Larock for our mortgage. He was easy to get a hold of, was extremely organized and made the process seamless. Very professional and knowledgeable. We will definitely work with Dave again.

Caley M. and Marie-France L.

 

Dave was recommended to us by a colleague and we are so pleased to have connected with him. He was available, efficient and knowledgeable. He guided us throughout the process and went above and beyond to help us get the mortgage rate that we wanted. We would highly recommend Dave to anyone that is looking for an experienced mortgage agent.

Tariq and Nasim R.

I contacted Dave regarding doing a vacant land purchase because I read his long weekend cottage woes blog in which he described his detailed knowledge of knowing exactly how to purchase vacation properties. The seller of the property I wanted had already told me there were several unsuccessful attempts at purchasing the property so I knew there was no point in just calling anyone. This property is water access, on a private lake, no power, no water, buildings of no appreciable value, a bit remote... a mortgage nightmare... Dave actually made the purchase seamless and seem easy. Awesome!

Ian C.

As first time home buyers, we were bombarded unsolicited advice, information, warnings and tips about entering the Toronto housing market from friends, family, colleagues and people in the real estate field. As a result, we were nervous and slightly unsure as to what to expect throughout the whole house purchasing process. Dave at Integrated Mortgage Planners helped to put our mind at ease. In our first meeting he was able to explain and simplify all the information that we were overloaded with. He was able to find a mortgage that worked for our needs at a rate that cannot be beat!

Michael O. and Victoria S.

I had not dealt with a mortgage broker in 7 years and had forgotten everything! I was grateful that Mr. David Larock was both knowledgeable and personable in helping me navigate the procedures and intricacies of the forms and regulations. AND I was encouraged to check out other sources for rates and payback options...but I had already found the best rate and the best options. Thank you!

Gabriele H. and Jonathan B.

“As a first-time home buyer, I had an awful lot of questions which Dave answered with extensive knowledge and reassurance! The process was seamless and it was extremely comforting to know that Dave had my best interests in mind at all times. “

Tara R.

Dave was very knowledgeable and pleasant to work with. He advocated for us throughout the process and thanks to him, our mortgage application was approved lightning-fast. We would definitely recommend him to anyone looking for a mortgage.

Eric and Anne J. 

I have high regards for David. We had a complicated mortgage, and a complicated process to get it done. David was quick to respond to problems, gave us a lot of confidence in the process, and was easy to communicate. We hope to work together again in the future.

Peter and David D.

I would not hesitate to recommend Dave to anyone looking for the best mortgage rate and terms available. He was extremely courteous, well-informed and always available to answer all my questions. His blog is also a valuable resource, as it covers a broad range of topics in detail. I look forward to working with Dave in the future. Thank you Dave!

Claudia C.

David has an extensive knowledge in his field and has amazing tools to educate his clients by analyzing, providing details ,articles, references and conversations. He is resourceful and put a lot of effort to find a suitable package or solution to your case. He is going extra miles to work on your interest. We recommend his service by all means!

Baharak R. and Amelie W.

Dave was great to work with during the purchase of our first home. He is very knowledgeable and did a great job to walk us through the entire process.

Becky E. and Yanni S.

We were very pleased to arrange our mortgage with Integrated Mortgage Planners. Dave knows his stuff, explained mortgage options in a simple and straightforward manner, and ultimately directed us to the product that was best-suited to our needs. He was very responsive and took the time to make sure we had all the information we needed. We would highly recommend Dave and Integrated Mortgage Planners to anyone looking for a knowledgeable broker who they can trust to get them the best mortgage out there.

Rick S. and Anne T.