Mortgage Poll

Which way do you think interest rates will trend in the next 6 months?
 
Integrated Mortgage Partners - GTA - Toronto Home
Welcome to Integrated Mortgage Planners

If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, I can help. I am one of the most active mortgage bloggers on the internet and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.

Here is what you can expect if you contact me:

  • Personalized service from an experienced industry expert
    (no call centres and no annoying voicemail instructions).
  • Independent, unbiased advice about what's in your best interest.
    (You will get the same advice I'd give to my mom.)
  • The lowest cost mortgage, guaranteed.
  • Ongoing advice, when you need it.
  • Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!
 

What Dave's Past Clients Said

 

Our Mortgage Broker David Larock is fantastic at what he does. In addition to just helping us get our mortgage for our home, he also keeps us up to date with a quarterly newsletter that provides in-depth insight and advice about mortgage planning. I can not speak highly enough of his thorough, professional and personal work.

Jim D. and Laura H.

 

All questions were answered promptly and clearly. It was a pleasure partnering with you for our mortgage.

Sylvia N. and Edward K.

I highly recommend Integrated Mortgage Planners to anyone looking to get a mortgage. Rarely do you find an individual or company that genuinely cares about your business. At every point in the process Dave was there to assist with his in-depth knowledge of the mortgage industy. I was so happy to get Dave's help in getting my mortgage and I will surely get his help again in the future. Keep up the great work Dave!

Paul and Marija MacKenzie

David Larock is very knowledgeable about the mortgage world. We appreciated his professionalism and prompt, can-do nature!

Priyanka and Indrayudh G.

David was very helpful in cutting out all of the haze and focusing on what needed to be done. He clarified when we needed him to and chased the brokerages, mortgage providers and insurers diligently. He was a pleasure to deal with and contacted us regularly to ensure we knew where we stood in the process.

Andrew and Sarah B.

Dave was able to provide excellent client service and went over and beyond expectations in order to get us the very best rate. We would definitely recommend Dave to friends and family. Thanks Dave.

Kevin and Judy T.

David Larock was the ultimate combination of focused professionalism & inspiring responsiveness. I only wish his work ethic was embedded to this standard in more businesses.

Stephen D. and Kelly H.

David made this very big decision in my life smooth and easy. Explaining everything along the way, to ensure I knew exactly what I was getting myself into. Thanks again David, I am all moved in to my first condo and I am very happy!!!!

Meredith A.

We were introduced to Mr. David Larock through a third party will little knowledge of his services. Our mortgage was not a typical straight forward mortgage to arrange. David stayed the course through the entire planning of mortgage including changes and ensured that we were kept informed of ongoing needs. Integrated Mortgage Planners provided a rate below the competitors.

We are very satisfied with the services of Mr. Larock and would not hesitate to recommend IMP to friends and associates. IMP has provided for the opportunity for both my wife and myself to open a flower shop and a legal services office that would not otherwise have been possible.

Larry and Robin H. (Commercial deal)

As a first time home buyer and new to the world of mortgages, Dave was so knowledgeable, approachable and easily reachable during my pre-approval process. I had a million questions, but no questions were ever stupid and he really held my hand throughout the whole learning process...I was certainly not one of his million dollar mortgage clients, but I sure felt like one considering the amount of time he spent on my application.

His mortgage update newsletters are highly informative and useful as well. In fact, his blog/newsletter is what made me feel good about going with him because his ability to forecast and/or give recommendations didn't seem to be based so much on sales tactics but on sound economic principles/knowledge and on significant real estate/mortgage industry knowledge.

I have already recommended David to my friends and I'm a client for life now!

Esther H.

I would absolutely recommend David to family and friends. His advice was top-notch, especially when it came to a rental property. He's the mortgage professional I wanted in my corner when making decisions about one of the biggest purchases of my life.

Geoff C.

David was exceptional. It is such a pleasure working with a true professional. He walked through the options, discussed my objectives and then sought out the ideal bank for my specific needs.

This service cost me nothing and it will save our family thousands of dollars over the course of the mortgage. I was not aware of the alternatives he proposed so he was able to bring to the table several very creative options.

I even discussed these findings with my primary bank, one of the big 5, and they could not come close to the rates (they conceded their employee rates for the mortgage was even higher than what David was able to source.)

Bravo! Great job David.

Eric and Barbara G.

My wife and I were very fortunate to have Dave Larock help us secure a mortgage for our new house. Dave was able to secure a better rate than either of our banks were prepared to offer us. Dave managed to get all of the information needed to complete the application process without having us take time out of our busy schedules to go to his office to deal with this matter. The process was very convenient and hassle free.

Dave followed up with us and kept us up to date. In addition his knowledge about how the world economy impacts our mortgage rates was invaluable to our decision on what type of rate we wanted.

I found Dave to be very professional and courteous. It is clear that he takes customer service seriously, which I personally find rare these days and I was grateful to deal with him.

I would have no hesitation in using Dave's services again or recommending him to friends or family.

Jason M. and Heather D.

"David was an incredible support and point of reference throughout this whole process. With our less-than-traditional situation, which potentially could've been an impossible one, he made it happen as promised. On the other hand, he never gave us false hope or halved information. We always felt that we were fully informed and well cared for.

Thank you!"

Michelle and Giuliana D.

“David, you were incredibly knowledgeable, thorough, and responded to all of my calls and questions quickly and clearly (even on the weekend!)

I really feel like you went above and beyond, helping me get comfortable with the complexities of buying my first house.  You even took a leading role in coaching me through my legal issues (remember, my first lawyer wasn’t allowed to work with the bank!), to make sure there was no delay in obtaining financing. You made me consider becoming a Mortgage Broker myself!”

Stefan M.

“It was a pleasure working with Dave. From our first conversation, he was extremely helpful, diligent in ensuring I fully understood all my options, and worked with me to get the best rate etc. that suited my needs. Excellent at keeping in touch throughout the process and ensuring I was comfortable with each piece of the decision making.

I would highly recommend Dave and Integrated Mortgage Planners to family and friends. In addition to his friendly disposition and knowledge of the industry, he certainly made the process seamless and effortless on my end.

Thank you.”

Rachel F.

“I had a totally  positive experience with David Larock and Integrated Mortgage Planners and I’m saving money to boot!”

Kate M.

“There were a couple of timing issues that had to be flagged as the details of the deal were worked out, but the service overall was very good. I have already recommended David’s services to others.”

Catherine M.

“Integrated Mortgage Planners helped our family quickly and efficiently select a new mortgage, navigate through the process and get the paperwork finished so we could proceed to enjoying our home. David Larock was exceptionally attentive, and gave us a level of service we could not have expected directly from a bank or large mortgage company. David was especially helpful when it came to explaining the complex terminology associated with the mortgage... we really appreciated his personal attention and expertise.”

David L.

“This was the first time that I was involved in negotiating a mortgage on my own, and I felt that Dave Larock was patient and understanding of my needs. I feel confident that the advice that was provided to me was the best possible and that with Dave's help I was able to secure a favourable mortgage rate with terms that work best for my needs.”

Susan B.

“As a first-time home buyer, I had an awful lot of questions which Dave answered with extensive knowledge and reassurance! The process was seamless and it was extremely comforting to know that Dave had my best interests in mind at all times. “

Tara R.

“David Larock was very efficient, knowledgeable and helpful. He worked hard to make sure everything went smoothly for us. He was always available and happy to help. We would recommend David to anyone we know who is looking for a mortgage!”

Diane and Angelo D.

“We thought that the service provided by David was great.”

Randall and Kathryn S.