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Welcome to Integrated Mortgage Planners
If you want independent mortgage advice from a long-time industry insider about purchasing, refinancing or renewing, I can help. I am one of the most active mortgage bloggers on the internet and my website and blog will equip you with information, (candid) commentary, and an array of easy to use tools.
Here is what you can expect if you contact me:
-
Personalized service from an experienced industry expert
(no call centres and no annoying voicemail instructions). -
Independent, unbiased advice about what's in your best interest.
(You will get the same advice I'd give to my mom.) - The lowest cost mortgage, guaranteed.
- Ongoing advice, when you need it.
- Fun. If you think mortgages (and saving money) are boring, you obviously haven't been talking to me!
What Dave's Past Clients Said
This was my first time buying a house on my own. David was a fantastic resource, he patiently walked me through every step of the transaction making the learning curve easy to handle. He was positive and professional throughout.
Margaret L.
Our mortgage demands were complex. We were buying a house in canada while in Brazil. David skillfully managed our application, and made the process transparent for us, even given the distance. Many thanks David.
Graham W and Laurie D-W.
Dave made me feel confident that all the details of my mortgage would be handled competently and efficiently. He was on top of things and put all the pieces together for me so that I did not have to worry about anything! I was also confident I was getting good value in my mortgage rate. It's wonderful to feel safe and in good hands when it comes to your first mortgage! I recommend him very highly.
Myriam M.
Dave did a great job walking us through the process. He ensured that we understood all of our options. He was very responsive and answered all of our questions. He took much of the stress out of a stressful situation!
Debra and Jeff B.
I have high regards for David. We had a complicated mortgage, and a complicated process to get it done. David was quick to respond to problems, gave us a lot of confidence in the process, and was easy to communicate. We hope to work together again in the future.
Peter and David D.
The service level I received was above excellent. David was exceptionally friendly and knowledgeable. We ended up getting 2 mortgages (my daughters) and a line of credit. In an era of average at best customer service David should be giving lessons as the entire experience from start to finish was outstanding. We will be recomending David to friends and family.
Marc C.
David was very helpful throughout the process educating us with useful documentation via his blogs, conversations over the phone and providing right direction and advise when needed. He really made the entire process smooth and kept us posted on the progress and next steps. THANKS A LOT for your services David.
Anand P. and Shruti S.
Dave ensured that the mortgage application went smoothly and proactively dealt with any issues that came up. He also kept me in the loop throughout the process. I was able to get a mortgage product that suited me perfectly at a great rate. His blog is also a great source of information. I would not hesitate to go with Dave again for my next mortgage and have already recommended him to a few of my friends.
Derek C.
Dave is friendly and is always available to answer questions and give advice. Not only will he help you find the best product available for your situation, he will always keep and eye out for you, and let you know if conditions change and there is a better deal to be had. I will definitely recommend him to friends and family in the future.
William S.
Dave Larock provided us with expert advice and outstanding service. We have already recommended him to friends, and will continue to do so.
Klaas and Mary Beth K.
We worked closely with Dave at Integrated Mortgage Planners over many months to achieve the lowest rate and best mortgage product catered to our needs. Dave removed the 'worry' from our mortgage planning by consistently providing options from the entire mortgage market, not just one branch's 'special' offers.
Andrew B. and Karen M.
Dave Larock helped make the purchase of my home a stress-free event. He ensured that every aspect was completed in a thorough and efficient manner, allowing me to feel confident throughout the process. I have already recommended him to others and will continue to do so.
Jodi L.
Dave was great. He made qualifying for the mortgage very easy and also gave insightful tips along the way. Being a first-time home-buyer, Dave was right there with us and got us a fantastic rate. We highly recommend him and his services and would definitely use him again.
Edward T. and Wyman S.
Dave Larock was conscientious and dedicated. I could always count on him and that he will deliver more than I had expected. His patience with the bank bureaucracy is legendary. I have already made some recommendation and will continue to do so.
Michael and Victoria W.
I would not hesitate to recommend Dave to anyone looking for the best mortgage rate and terms available. He was extremely courteous, well-informed and always available to answer all my questions. His blog is also a valuable resource, as it covers a broad range of topics in detail. I look forward to working with Dave in the future. Thank you Dave!
Claudia C.
Our mortgage application process involved some complex issues and unforeseen developments. David Larock was thorough, professional and understanding throughout. We wouldn't hesitate to recommend him.
Lesile B. and Geoff B.
I would strongly recommend the services of Dave Larock and Integrated Mortgage Planners without hesitation. They were able to effectively deal with a very complicated financial situation and create attractive and workable mortgage and financing options on an expeditious basis. We felt extremely comfortable in Dave's hands throughout the financing process and the final result certainly illustrated how valuable Dave's services had been.
Sean K. and Michelle D.
Dave provided fantastic and thorough advice and helped with all the logistics. He answered all my questions and definitely exceeded my expectations. i would definitely recommend Dave for anyone who needs either mortgage advice or a mortgage or both, and also recommend his very pertinent and articulate weekly column.
Caroline C.
Dave is an excellent service provider, he is knowlegeable, humble and always available to answer queries. I was not sure if I should go for fixed or variable rate, Dave has helped me to pick one suitable for my circumstances. Dave website, blogs provides wealth of information very useful for first time home buyer. I will refer Dave to my friends, relatives and associates looking for mortgage.
Ashish and Disha J.
My experience with Integrated Mortgage Planners and David Larock was exceptional. I was given sound advice and led through the process with ease. Staff were very friendly and courteous and David answered my many questions. I also found articles on his website very informative. I highly recommend his services and continue to tell family and friends about my awesome experience.
Celiza R.
I have worked with Dave twice and his level of service is impeccable. He is knowledgeable, responsive, and has always worked diligently to resolve any issues or questions as quickly as possible. And he gets the best rates! I will continue to work with Dave in future and recommend his services to any of my contacts.
Karin L. and Jozef V.
We thought that getting a first mortgage would be overwhelming. Our experience with David LaRock however was outstanding and he made the process very smooth. He can make things very simple, but we had a lot of questions and he was able to speak deeply on all of the subjects that mattered to us. From refinancing strategies to variable impact on mortgage insurance across different down payment levels. He's very knowledgeable, but informal and friendly as well. We've already recommended Dave to others. Hands down our best partner in our new home purchase.
Heather K. & Max R.
Highly recommended!!! David is the best! He walked us through all the scenarios and made us feel very comfortable. He was professional and courteous. I would recommend him for any type of mortgage counseling and acquisition. Without a doubt, he made our ‘house dream’ come true.
Iain and Merav C.
David was exceptionally knowledgeable about my options for a mortgage. He was quick to communicate and update me on the status of my renewal. All the conditions were clearly explained and when the lender put on an unexpected charge, David was to his word and paid for it himself.
Stephen and Tammy G.
I worked with Dave on my most recent mortgage and he made the entire process simple and fun. I've recommended him to friends and they've also had a great experience. I recommend Dave Larock without hesitation.
Jess M.
In making one of the biggest decisions of our lives, finding David was definitely a blessing! It was crystal clear to us that he was working on our side to get us the best deal. We’re 100% sure that although he already have a blog post to answer all the questions you might ask, he will take the time to explain and give you advice on all you want to know!
Moises and Gabriela S.
We received truly exceptional service from Dave and Integrated Mortgage Planners. Our situation was slightly unusual and he held our hands through the entire process and was always available to discuss any matter, however small, and whatever the time of day. Dave was also happy to answer hundreds of questions about the process itself - sometimes twice!
Without any prompting from us he ensured that our pre-approved rate was the best it could be and if he saw something better, he often re-negotiated for us long before the existing rate expired. In fact, we got a call the day our deal closed to say that he'd re-negotiated that morning and saved us yet another .1%.
The service was excellent, his knowledge invaluable and the whole process a total pleasure.
Sarah N. and Stuart L.
Dave's service as outstanding and we will for sure ask for his services in any mortgage related transaction. He has the experience of having worked in large banks and at the same time he provides you with a very personalized service. After we obtained our mortgage, we were informed by our lawyer that we needed bridge financing. This was one week before the closing. We told dave what was going on and he took charge of the situation immediately. In other words, we knew he was going to have this solved and in fact he did. That is great service to us. Thank you Dave for all your assistance.
Veronica P. and John C.
We have contacted several mortgage brokers before Dave, and Dave is the only one that would listen "carefully" our questions and be able to "clearly" explain all the details. He always responds to my questions quickly. I never have to wait for an answer. He is fast at handling applications, and I never need to worry about the progress. We are very happy to recommend Dave to anyone who needs reliable mortgage advice and excellent services.
Li-Jen C. and Lannie F.
Dave's knowledge and passion in the mortgage business is exemplary. He was patient in understanding our needs and customizing a solution to meet our needs. I have no hesitation in recommending Dave to my family and friends.
Varun and Jessy B.




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