Integrated Mortgage Planners
✕
  • Blog
  • Rates
  • Mortgage Central
  • About
  • Apply
  • Blog
  • Rates
  • Mortgage Central
    First Time Home Buyer
    First-time Home Buyers
    Borrower Specific Advice
    Borrower Specific Advice
    The Bank of Canada’s Inflation Pickle
    Mortgage Calculators
    The Bank of Canada’s Inflation Pickle
    Mortgage Rate Updates
    The Bank of Canada’s Inflation Pickle
    Borrower Beware
    The Bank of Canada’s Inflation Pickle
    Product Commentary
  • About
  • Apply
The Bank of Canada’s Inflation Pickle
(416) 304 0100
The Bank of Canada’s Inflation Pickle
The Bank of Canada’s Inflation Pickle
✕
  • Blog
  • Rates
  • Mortgage Central
  • About
  • Apply
  • Blog
  • Rates
  • Mortgage Central
    First Time Home Buyer
    First-time Home Buyers
    Borrower Specific Advice
    Borrower Specific Advice
    The Bank of Canada’s Inflation Pickle
    Mortgage Calculators
    The Bank of Canada’s Inflation Pickle
    Mortgage Rate Updates
    The Bank of Canada’s Inflation Pickle
    Borrower Beware
    The Bank of Canada’s Inflation Pickle
    Product Commentary
  • About
  • Apply
The Bank of Canada’s Inflation Pickle
(416) 304 0100
The Bank of Canada’s Inflation Pickle
  • Filter by
  • Categories
  • Tags
  • Authors
  • Show all
  • All
  • Monday Morning Mortgage Rate Updates
  • First-time Home Buyers
  • Borrower Beware
  • Opinion
  • Product Commentary
  • Tax-deductible Mortgages
  • Mortgage Rule Changes
  • All
  • Mortgage Rates
  • First-time home buyers-advice
  • Mortgages
  • fixed rate
  • variable rate
  • mortgage
  • 5 year fixed rate mortgage
  • advice
  • Opinion
  • fixed rate mortgage
  • HELOC
  • First-time home buyer
  • mortgage advice
  • hybrid mortgage
  • line-of-credit
  • matrix mortgage
  • mortgage financing
  • readvanceable mortgage
  • Home purchase
  • First-time Home Buyers
  • home buying
  • advice for buying a home
  • interest rates
  • safe mortgage
  • mortgage commentary
  • ten-year mortgage
  • interest rate protection
  • credit score
  • improving credit score
  • low credit score
  • mortgage renewal
  • renewal advice
  • interest rate
  • renewal offer
  • variable rate mortgage
  • floating rate mortgage
  • fixed vs. variable rate
  • mortgage refinancing
  • refinance
  • loan refinance
  • renovation loan
  • debt consolidation
  • interest rate forecast
  • defaltion
  • inflation
  • economic forecast
  • mortgage payments
  • weekly payment
  • bi-weekly payment
  • monthly payment
  • accelerated mortgage payments
  • mortgage contracts
  • mortgage fine print
  • prepayment penalties
  • mortgage conversion rates
  • mortgage charges
  • mark carney
  • Bank of Canada
  • green living;rebates;mortgage advice;retrofit;ecofit;ecoEnergy retrofit program
  • mortgage penalty
  • fixed-rate mortgage penalties
  • mortgage penalties
  • mortgage penalty calculation
  • canada mortgage penalty
  • first-time home buyer advice
  • mortgage insurance
  • mortgage life insurance
  • bad insurance
  • post-claim underwriting
  • fixed or variable
  • CMHC
  • mortgage default insurance
  • high-ratio insurance
  • Genworth
  • AIG
  • Home buyer
  • closing costs
  • what are closing costs
  • closing cost calculator
  • cottages
  • recreational properties
  • cottage financing
  • second properties
  • vacation property mortgage
  • interest rate commentary
  • liquidity trap
  • economic commentary
  • Applying for a mortgage
  • GDS
  • TDS
  • debt service ratios
  • income test
  • gross debt service ratio
  • total debt service ratio
  • mortgage market update
  • interest rate advice
  • reverse mortgage
  • reverse mortgage rates
  • reverse mortgage advice
  • reverse mortgage commentary
  • reverse mortgage financing
  • mortgage deal
  • low mortgage rates
  • deal of the week
  • best rates
  • house prices
  • market commentary
  • low interest
  • is now a good time to buy?
  • rising rates
  • lower house prices
  • rental property investing
  • mortgage interest rates
  • investment property mortgage
  • hidden value
  • low interest rates
  • investment property advice
  • mortgage budget
  • how much can I afford
  • financing your mortgage
  • how to budget
  • mortgage financial plan
  • tax-deductible mortgage
  • the Smith Manoeuvre
  • mortgage strategy
  • tax-deductible mortgage interest
  • market update
  • forecast
  • economy
  • compounding
  • leverage
  • TD mortgages
  • Collateral mortgage
  • mortgage charge
  • mortgage registration
  • Mortgage financing condition
  • Waiving financing condition
  • Financing condition
  • Purchase questions
  • Mortgage pre-approval
  • Pre-approval
  • housing bubble
  • US housing bubble
  • Canadian housing buble
  • lending
  • mortgage fraud
  • mortage advice
  • credit crunch
  • interest rate differential
  • IRD
  • fixed-rate mortgage penalty
  • prepayment charge
  • prepayment penalty
  • open mortgage
  • closed mortgage
  • title insurance
  • land survey
  • title insurance cost
  • building compliance coverage
  • title fraud
  • legal services coverage
  • mortgage advice;mortgage contracts;fine print;prepayment penlaties;conversion rates;
  • no frills mortgage
  • mortgage changes
  • cmhc rule changes
  • ed clark
  • amortization periods
  • real estate bubble
  • mortgage lending rules
  • mortgage market commentary
  • mortgage forecast
  • CMHC rules changes
  • mortgage rule changes
  • HELOCs
  • amortization rule change
  • mortgages for new immigrants
  • Canada mortgages
  • mortgage financing for new Canadians
  • new to Canada mortgage
  • new immigrant mortgage
  • mortgages for landed immigrants
  • mortgage divorce
  • divorce
  • home divorce
  • legal seperation mortgage
  • splitting up the house divorce
  • seperating assets divorce
  • best mortgage rates
  • how to get the best rate
  • lowest interest rate
  • bank of canada report
  • mortgage refinance
  • pay down mortgage faster
  • mortgage calculator
  • mortgage qualifying rate
  • MQR
  • income tests
  • mortgage qualifying
  • qualifying for a mortgage
  • best mortgage rate
  • ten year mortgage rate
  • Rates
  • mortgage secrets
  • mortgage brokers
  • mortgage prepayment;extra mortgage payments
  • mortgage expert
  • mortgage contract
  • terms and conditions
  • buyer beware
  • negative interest rate
  • toronto mortgage
  • mortgage rate forecast
  • canada mortgage rates;toronto mortgage rates
  • canada mortgage rates
  • canada housing policy
  • mortgage rules
  • toronto mortgage rates
  • rate cuts
  • canada mortgage rates;fixed mortgage rates
  • fixed mortgage rates
  • variable mortgage rates
  • variable rate forecast
  • canada mortages rates
  • fixed rate mortgages
  • variable rate mortgages
  • Canada mortgage rate forecast
  • fixed mortage rate forecast
  • variable mortgage rate forecast
  • mortgage rate predictions
  • lower mortgage rates
  • canadian mortgages
  • stress-test rate
  • OSFI
  • mortgage term vs. mortgage amortization
  • morrtgage term
  • mortgage amortization
  • mortgage broker
  • first-time buyer
  • mortgage stress-test;mortgage qualifying rate
  • mortgage rules changes
  • bank of canada meeting
  • coronavirus mortgage rates
  • mortgage rate forecasts
  • lower Canada mortgage rates
  • mortage rates
  • rate drop
  • mortgage rates fall
  • rate cut
  • mortgage relief
  • deferred mortgage payments
  • can't pay my mortgage
  • COVID-19 mortgage
  • coronavirus mortgage
  • why are mortgage rates rising
  • mortgage adivice
  • monetary policy
  • should I refinance my mortgage?
  • fixed vs. variable
  • negative interest rates
  • negative bond yields
  • mortgage down payment
  • deflation
  • Poloz speech
  • CMHC changes
  • Canada mortgage rule changes
  • CHMC announcement
  • mortgage rate comparison
  • HSBC rate
  • mortgage terms and conditions
  • record low mortgage rates
  • lowest mortgage rates
  • davethemortgagebroker
  • home buyers
  • first-time buyers
  • mortgage toolkit
  • record employment
  • Why Our Record Employment Gains Aren’t Impacting Mortgage Rates
  • mortgagerates
  • mortgageadvice
  • variableratemortgage
  • bankofcanada
  • lowestmortgagerates
  • evan siddall
  • mortgage stress-test
  • CPI
  • statistics Canada
  • employment report
  • dave the mortgage broker
  • Canada GDP
  • canadian employment growth
  • Canada Mortgage Bonds
  • canada inflation
  • Vaccine
  • Vaccination hesitancy
  • get vaccinated
  • first time home buyer's incentive
  • bank of canada rate cut
  • mortgage rate news
  • mortgage questions
  • COVID worst-case
  • monetary policy report
  • mortgage blog
  • should I lock in my mortgage rate?
  • house price bubble?
  • Consumer Price Index
  • inflation debate
  • US Federal Reserve
  • mortgage rates forecast
  • US inflation
  • election proposals
  • QE tapering
  • employment reports
  • time to lock in?
  • omicron virus
  • federal budget 2022
  • First-home Saving Account (FHSA)
  • mortgage rate advice
  • the US fed
  • The US Fed and the BoC
  • Reverse mortgages
  • US Fed rate hike
  • trigger rates
  • 2023 mortgage rate forecast
  • mortgagerateforecast
  • USinflation
  • top five posts
  • canada/USinflation
  • credit score explained
  • equifax
  • transunion
  • mortgagedocumentation
  • mortgageratecuts
  • canadaGDP
  • fixedvsvariable
  • mortgageratesforecasts
  • mortgagerateupdate
  • canadainflation
  • davethemortgage
  • CanadaCPI
  • Canada mortgage rules
  • Canada employment
  • canadarecession
  • Canadaemployment
  • OSFIregulations
  • fixedmortgagerates
  • fixedorvariable
  • canadavsUSeconomy
  • mortageadvice
  • morrtgagerateforecast
  • USFederalReserve
  • mortagerateforecast
  • mortgagerulechanges
  • mortgagerulechange
  • motgagerateforecast
  • USFedratecut
  • fixedratemortgages
  • happyholidays
  • fixedvsvariablemortgage
  • employmentreports
  • tradewar
  • UStradewar
  • UStariffs
  • dave
  • All
  • David Larock
  • David Larock
January 15, 2024
Last updated on January 15, 2024
Categories
  • Monday Morning Mortgage Rate Updates

The Bank of Canada’s Inflation Pickle

Today’s post explains why the composition of our current inflation pressure puts the Bank of Canada in a dilly of a pickle.
Do you like it?2
Read more
January 8, 2024
Last updated on January 8, 2024
Categories
  • Monday Morning Mortgage Rate Updates

Canadian Mortgage and Real-Estate Predictions for 2024

In keeping with tradition, my first post in 2024 will offer some thoughts on the year ahead - but before I jump in, let’s take a quick look at how my 2023 prognostications turned out.
Do you like it?3
Read more
December 18, 2023
Last updated on July 15, 2024
Categories
  • Monday Morning Mortgage Rate Updates

Canadian Mortgage Rates Are Set to Drop Again (Thanks to the US Fed)

Today's post highlights the surprisingly dovish commentary from the US Federal Reserve last week, and explains why it will soon leader to lower Canadian fixed mortgage rates.
Do you like it?2
Read more
December 11, 2023
Last updated on December 11, 2023
Categories
  • Monday Morning Mortgage Rate Updates

Five Key Take-Aways from the Bank of Canada’s Latest Policy-Rate Decision

In today’s post I offer highlights from the BoC’s latest rate decision and explain why rate cuts may arrive sooner, and be deeper, than expected.
Do you like it?1
Read more
December 4, 2023
Last updated on December 5, 2023
Categories
  • Monday Morning Mortgage Rate Updates

The Canadian Economy Is Topping Out. Mortgage Rates Are Too.

Today's post explains why the last week's GDP and employment data bolstered the view that rates have peaked, and outlines why variable mortgage rates are worth a fresh look.
Do you like it?1
Read more
November 27, 2023
Last updated on November 27, 2023
Categories
  • Monday Morning Mortgage Rate Updates

Cooling Inflation Data Are Good News for Canadian Mortgage Rates

Today's post predicts that lower fixed mortgage rates are on the horizon and explains why variable mortgage rates have increasing appeal.
Do you like it?1
Read more
November 20, 2023
Last updated on November 20, 2023
Categories
  • Monday Morning Mortgage Rate Updates

More Good News for Canadian Fixed Mortgage Rates

US inflation slowed by more than expected in October and that was good news for Canadian fixed mortgage rates.
Do you like it?0
Read more
November 13, 2023
Last updated on November 13, 2023
Categories
  • Monday Morning Mortgage Rate Updates

Canadian Fixed Mortgage Rates Fell (But by Less Than Expected)

Today's post highlights the tug of war between bond markets and our central bankers and explains how it is impacting our mortgage rates.
Do you like it?1
Read more
Prev page
1...89101112...96
Next page
Dave the Mortgage Broker

Search

✕

Posts By Category

  • Monday Morning Mortgage Rate Updates
  • First-time Home Buyers
  • Borrower Beware
  • Opinion
  • Product Commentary
  • Tax-deductible Mortgages
  • Mortgage Rule Changes
Integrated Mortgage Planners
David Larock - Mortgage Broker
Integrated Mortgage Planners Inc.
DBA: TMG Integrated Mortgage Planners Inc.
FSRA License #12867
2 St. Clair Avenue West, 18th Floor
Toronto, ON M4V 1L5

(416) 304 0100  - Phone
(888) 406 8939 - Toll Free

Contact us
Subscribe to Dave's Blog
Useful links
  • Contact
  • About
  • Media
  • Privacy Policy

© 2025 Integrated Mortgage Planners Inc.