Posts from the ‘interest rates’ Tag

January 19, 2011

Winter Mortgage Market Update (2011)

Today's post is my quarterly update on the state of the mortgage market. It highlights the challenges being faced in the U.S., China and the EU, and assesses the implications for the Canadian economy, and most importantly, our interest rates.
October 6, 2010

Fall Mortgage Market Update (2010)

Today's post is my quarterly update on the state of the mortgage market. It focuses on deleveraging, a necessary but painful process that is acting as a drag on economic growth (particularly in the US), and explains why I don't think rates aren't going anywhere fast.
September 7, 2010

Do Higher Interest Rates Cause Lower House Prices?

Most people believe that when interest rates go up, house prices will fall. I did too until I ran the numbers and discovered otherwise. Check out today’s post to learn more about why thirty years of data doesn’t support this widely held belief.
August 31, 2010

Interest Rates: Why the Sky Isn’t Falling

Today's post explains why I don't think interest rates are going anywhere fast and, more importantly, why I think higher rates aren't likely to hammer the real estate market (as many fear).
August 24, 2010

The Mortgage Deal of the Week

Today's post introduces a new feature on our website called "The Deal of the Week", which highlights the best mortgage deal currently available. Our inaugural offer is one of the best to come along in a very long time.
August 5, 2010

Summer Mortgage Market Update (2010)

Today's post is my quarterly update on the state of the mortgage market. It focuses on how our central back will try to balance the strength of our domestic economy against increasing global economic uncertainty when making future interest-rate decisions.
July 13, 2010

The Liquidity Trap

Can rock-bottom interest rates be bad for the economy? It depends. If left low for too long, dangers can emerge, and chief among them is the liquidity trap. To learn more, check out today's post.
June 15, 2010

Hybrids – The Safe Mortgage

Are we headed for deflation or inflation? If it's deflation, choose variable, but for runaway inflation, go fixed. Can't decide which scenario is more likely when even the experts don’t agree? If you’d rather hedge your bets, consider my safe mortgage approach.
May 26, 2010

Being Mark…

Mark Carney and the Bank of Canada will meet next Monday to make the most anticipated interest rate announcement in years. Today's post explains how the overnight rate works, why it is important, and makes a prediction about what Mr. Carney will do.