June 15, 2010

Hybrids – The Safe Mortgage

Are we headed for deflation or inflation? If it's deflation, choose variable, but for runaway inflation, go fixed. Can't decide which scenario is more likely when even the experts don’t agree? If you’d rather hedge your bets, consider my safe mortgage approach.
May 26, 2010

Being Mark…

Mark Carney and the Bank of Canada will meet next Monday to make the most anticipated interest rate announcement in years. Today's post explains how the overnight rate works, why it is important, and makes a prediction about what Mr. Carney will do.
May 3, 2010

Spring Mortgage Market Update (2010)

Today's post is my quarterly update on the state of the mortgage market. In it, I challenge the media's assertion that everyone should be locking into a fixed rate and explain my theory that variable rate products offer their own form of risk insurance.
April 26, 2010

Eight Ways to Improve Your Credit Score

When it comes to mortgage borrowing, your credit score can save you thousands of dollars. Check out today's post to learn how to improve your score without having to turn your life upside-down in the process.