June 15, 2020
Today’s post uses HSBC’s 1.99% offer to explain why the terms and conditions in your mortgage contract can cost you much more than a small difference in rate.
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March 9, 2020
Last updated on March 9, 2020
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Financial markets are driven by two competing forces: fear and greed. Last week, greed left town and fear took centre stage. Today's post explains.
March 2, 2011
Last updated on December 12, 2018
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A newly released report by the Bank of Canada called "Discounting in Mortgage Markets" gives us some very useful insights into how much lenders are discounting their mortgage rates and for whom. Today's post summarizes the report and offers my interpretation of the results.