May 17, 2010
The fine print in your mortgage contract can either cost or save you thousands of dollars. Today’s post outlines the terms in your contract to watch out for.
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Welcome to Canada's Premier Mortgage Blog
May 10, 2010
Does it matter if you pay your mortgage monthly, bi-weekly or weekly? How much does paying more frequently save you in interest over the long run? Today's post seperates the magic from the myth.
May 3, 2010
Today's post is my quarterly update on the state of the mortgage market. In it, I challenge the media's assertion that everyone should be locking into a fixed rate and explain my theory that variable rate products offer their own form of risk insurance.
April 26, 2010
When it comes to mortgage borrowing, your credit score can save you thousands of dollars. Check out today's post to learn how to improve your score without having to turn your life upside-down in the process.
April 19, 2010
When you're about to make a big decision for the first time it's nice to have a little experience in your corner. Today's post shares 13 useful tips for first-time home buyers.
April 16, 2010
When is the right time to refinance your mortgage? The short answer is, it depends. For a more detailed answer, check out today's post.
April 15, 2010
If you have ever renewed a mortgage then you have inadvertently taken the bank's "laziness test". Did you pass? To find out, check out today's post.
April 14, 2010
Ahh, the variable rate mortgage, temptress to us all. It offers you the lowest borrowing cost in exchange for the security of your locked-in rate. History shows that variable has been the right call for Canadians about 90% of the time, but for the other 10% of the time, history also shows you would have lost more vs. fixed when you bet wrong, than you on average would have saved vs. fixed when you bet right. So it’s the right call, except when it isn’t. And there’s the rub. I am an independent full-time mortgage broker and industry insider who helps Canadians from coast to coast. If you are purchasing, refinancing or renewing your mortgage, contact me or apply for a Mortgage Check-up to obtain the best available rates and terms.