Posts tagged ‘First-time home buyer’

  • Waiving Your Financing Condition

    Last Updated on March 5th, 2019

    If you waive your financing condition without a fully qualified commitment from your lender, you are taking a substantial financial risk. That said, most people still do this as a matter of course. Today’s post explains why this happens and gives you some tips on how to minimize your exposure if you decide to waive financing without a firm lender commitment in place.

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  • Budgeting for a Mortgage

    Last Updated on November 10th, 2017

    Budgeting is a lot like exercise. Everyone knows it’s good for you but most people procrastinate actually doing it. Today’s post outlines two ways to get on top of your finances: The Easy Way and The Hard Way.

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  • Puff the Magic Payment Frequency

    Last Updated on November 10th, 2017

    Does it matter if you pay your mortgage monthly, bi-weekly or weekly? How much does paying more frequently save you in interest over the long run? Today’s post seperates the magic from the myth.

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  • Eight Ways to Improve Your Credit Score

    Last Updated on November 10th, 2017

    When it comes to mortgage borrowing, your credit score can save you thousands of dollars. Check out today’s post to learn how to improve your score without having to turn your life upside-down in the process.

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  • The Variable-rate Mortgage – Temptress to Us All

    Last Updated on November 13th, 2017

    Ahh, the variable rate mortgage, temptress to us all. It offers you the lowest borrowing cost in exchange for the security of your locked-in rate. History shows that variable has been the right call for Canadians about 90% of the time, but for the other 10% of the time, history also shows you would have […]

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  • Readvanceables – How to Make Your Own Mortgage

    Last Updated on December 11th, 2018

    Do you want an off-the-shelf product or a customized mortgage that is designed to fit your specific profile? Many people aren’t aware that readvanceable mortgages offer you the flexibility to literally make your own mortgage. Check out today’s post to learn more.

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