July 21, 2011
Today's post is my Quarterly Mortgage Market Update. It explains how events around the world are affecting our mortgage rates and offers a view on where they may be headed in future.
Posts from the ‘Opinion’ Category
July 6, 2011
Independent mortgage brokers don't just save you money, they give you access to a range of options you probably didn't even know you had. Today's post explains.
June 8, 2011
Mortgage rates have been on the move lately, causing many borrowers to re-assess the trade-offs of fixed-vs-variable. Today's post gives you an inside look at a tool I use to help clients work through this process - I call it my Mortgage Rate Simulator.
April 20, 2011
Today's post is my quarterly update on the state of the Canadian mortgage market. I present both sides of the inflation debate and close with my usual recommendations on both fixed and variable rates going forward.
March 23, 2011
Conservative borrowers who prefer fixed rates almost always choose a five-year term. In today's environment, I think there's a much better deal to be had, even if no one is talking about it. In today's post, I make my case.
March 9, 2011
Is now a good time to refinance your mortgage? Today's post offers you three key steps to help you figure it out.
March 2, 2011
A newly released report by the Bank of Canada called "Discounting in Mortgage Markets" gives us some very useful insights into how much lenders are discounting their mortgage rates and for whom. Today's post summarizes the report and offers my interpretation of the results.
February 23, 2011
For anyone planning a divorce, today's post can help save money and reduce hassle during this difficult time. I offer some general tips and give specific guidance for people who are looking to buy out their ex-spouse's share of the matrimonial home.