April 20, 2011
Today's post is my quarterly update on the state of the Canadian mortgage market. I present both sides of the inflation debate and close with my usual recommendations on both fixed and variable rates going forward.
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Welcome to Canada's Premier Mortgage Blog
April 18, 2011
Variable-Rate Mortgages Still Look Better By Comparison - Monday Morning Interest Rate Update (April 18, 2011)
April 11, 2011
Go With a Variable-Rate Mortgage and Make Hay While the Sun Shines! Monday Morning Interest Rate Update (April 11, 2011)
April 4, 2011
Introducing Integrated Mortgage Planners' New Monday Morning Interest Rate Update (April 4, 2011)
March 23, 2011
Conservative borrowers who prefer fixed rates almost always choose a five-year term. In today's environment, I think there's a much better deal to be had, even if no one is talking about it. In today's post, I make my case.
March 16, 2011
Borrowers are often surprised to learn that qualifying for a variable-rate mortgage is harder than qualifying for a fixed-rate mortgage, even though the variable rate is lower. To find out why, check out today's post.
March 9, 2011
Is now a good time to refinance your mortgage? Today's post offers you three key steps to help you figure it out.
March 2, 2011
A newly released report by the Bank of Canada called "Discounting in Mortgage Markets" gives us some very useful insights into how much lenders are discounting their mortgage rates and for whom. Today's post summarizes the report and offers my interpretation of the results.
February 23, 2011
For anyone planning a divorce, today's post can help save money and reduce hassle during this difficult time. I offer some general tips and give specific guidance for people who are looking to buy out their ex-spouse's share of the matrimonial home.
February 9, 2011
If you or someone you know is a new immigrant to Canada, you may be surprised at the attractive mortgage options that are available at competitive market rates. To learn more, check out today's post.
January 26, 2011
When the federal government recently announced changes to CMHC's rules for high-ratio mortgage insurance, most of my colleagues voiced strong opposition. I respectfully disagree with their assessments, and in today's post I tell you why.
January 19, 2011
Today's post is my quarterly update on the state of the mortgage market. It highlights the challenges being faced in the U.S., China and the EU, and assesses the implications for the Canadian economy, and most importantly, our interest rates.